Polk County property record for 4328 Shadow Wood Trl, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,195 sqft · built 1985 |
| Lot Size | 0.752 acres (32,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Apr 2023) |
| Tax Bill | $716 (2024) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-35-354990-000380 |
| Primary APN | 25-28-35-354990-000380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,195 sqft Living Area |
| Gross Area | 2,086 sqft |
| 1st Floor Area | 1,580 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 32,735 sqft (0.752 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Pool House | Pool House |
| Porch | Screened/Unfinished Porch |
| Porch Area | 925 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 4328 SHADOW WOOD TRL |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SHADOW WOOD UNIT TWO PB 68 PG 28 LOT 38 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | SHADOW WOOD UNIT 2 |
| Legal Tract | 354990 |
| Legal Block | 3 |
| Legal Lot Number | 38 |
| Legal Unit | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 14703 |
4328 Shadow Wood Trl is owned and occupied by two individuals who bought it in April 2023.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4328 SHADOW WOOD TRL, WINTER HAVEN, FL 33880-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2023 | Warranty Deed, Transfer · VA Mortgage PRIMELENDING |
| Sep 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| May 8, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERICAN LIBERTY MTG INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2023 · Amount on File |
| Deed Sale | Apr 13, 2023 · Amount on File |
| Prior Sale | May 8, 2017 · Amount on File |
| Deed Document Number | 202384966 |
| Deed Book / Page | 12650 / 1745 |
| Prior Transfer Date | Aug 19, 2021 |
| Prior Transfer Doc | 0000227556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 13, 2023 |
| Property Address | 4328 SHADOW WOOD TRL, WINTER HAVEN, FL 33880-1554 |
| Document Number | 0000084966 |
| Book / Page | 12650 / 1745 |
| Map Reference | MB 68 PG 28 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023084966 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4545 LORRAINE CT SW, BESSEMER, AL 35022-6083 |
| Name | Verified Name |
|---|---|
| Address | 4328 SHADOW WOOD TRL, WINTER HAVEN, FL 33880-1554 |
| Investor | Possibly a Property Investor |
| Document Number | 0126501746 |
|---|---|
| Date | Apr 13, 2023 |
| Instrument | 12650/1746 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4328 SHADOW WOOD TRL, WINTER HAVEN, FL 33880-1554 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4328 SHADOW WOOD TRL, WINTER HAVEN, FL 33880-1554 |
| Document Number | 0000229399 |
|---|---|
| Date | Sep 2, 2021 |
| Book Page | 11875/213 |
| Instrument | 2021229399 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 8, 2017 |
| Property Address | 4328 SHADOW WOOD TRL, WINTER HAVEN, FL 33880-1554 |
| Document Number | 0101401000 |
| Book / Page | 010140 / 001000 |
| Instrument Date | May 5, 2017 |
| Instrument | 87415 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2018 |
| Title Company | REAL ESTATE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,309.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4328 SHADOW WOOD TRL WINTER HAVEN FL 338801554, WINTER HAVEN, FL 33880-1554 |
| Document Number | 101401001 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 010140/001001 |
| Instrument | 87416 |
| Name | AMERICAN LIBERTY MTG INC |
|---|---|
| Type | Mortgage Company |
| Address | DENVER, CO 80211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2047 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,199 (+0.34%) Land $30,000 Building $297,199 | $327,199 (+0.34%) Land $30,000 Building $297,199 | |
| 2025 | $326,096 (+58.1%) Land $30,000 Building $296,096 | $326,096 (-1.63%) Land $30,000 Building $296,096 | |
| 2024 | $716.00 (-74.29%) | ||
| 2023 | $2,785.00 (+2.43%) | $206,254 (+3%) | $331,507 (+17.44%) Land $29,000 Building $302,507 |
| 2022 | $2,719.00 Homeowner's exemption | $200,247 | $282,272 Land $24,000 Building $258,272 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4328 Shadow Wood Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4328 Shadow Wood Trl is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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