Polk County property record for 4328 Mandolin Blvd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,920 sqft · built 2015 |
| Lot Size | 0.267 acres (11,639 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,600 (Jun 2015) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687553-001190 |
| Primary APN | 26-29-13-687553-001190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,920 sqft Living Area |
| Gross Area | 3,509 sqft |
| 1st Floor Area | 2,920 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,639 sqft (0.267 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 589 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 310 sqft |
| Street Address | 4328 MANDOLIN BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN I PB 142 PGS 10-14 LOT 119 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN 1 |
| Legal Tract | 687553 |
| Legal Block | 1 |
| Legal Lot Number | 119 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 14006 |
4328 Mandolin Blvd is owned and occupied by two individuals who bought it in June 2015.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4328 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC |
| Jul 11, 2019 | Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FIN'L SVCS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2015 · Amount on File |
| Deed Sale | Jun 4, 2015 · Amount on File |
| Prior Sale | Jan 8, 2015 · Amount on File |
| Deed Document Number | 2015100837 |
| Deed Book / Page | 9542 / 2183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4328 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3524 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4328 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3524 |
| Document Number | 0000217725 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 11856/1427 |
| Instrument | 2021217725 |
| Name | EMORTGAGE FUNDING LLC |
|---|---|
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 4328 MANDOLIN BLVD, WINTER HAVEN, FL 33884-3524 |
| Document Number | 0109620800 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4328 MANDOLIN BLVD WINTER HAVEN FL 338843524, WINTER HAVEN, FL 33884-3524 |
| Document Number | 0109620800 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 010962/000800 |
| Instrument | 186668 |
| Name | HOMEBRIDGE FIN'L SVCS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ISELIN, NJ 08830 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 4, 2049 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,980 (+2.7%) | $349,077 (-1.39%) Land $62,000 Building $287,077 | |
| 2025 | Homeowner's exemption | $236,592 | $353,995 Land $62,000 Building $291,995 |
| 2023 | Homeowner's exemption | $223,227 | $369,839 Land $60,000 Building $309,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4328 Mandolin Blvd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4328 Mandolin Blvd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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