Mobile County property record for 4328 Higgins Rd, Mobile, AL 36619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,598 sqft · built 1996 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $162,500 (Oct 2021) |
| Tax Bill | $972 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | R023306234000020 |
| Primary APN | R023306234000020 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| 1st Floor Area | 1,598 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 524 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1132526 |
|---|---|
| Old Parcel Number | R023306234000020 |
| Street Address | 4328 HIGGINS RD |
| City | MOBILE |
| State | AL |
| Zip | 36619-8908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLK 3 UNIT 1 CYPRESS SHORES SUB MBK 9 P 102 #SEC 23 T5S R2W #MP33 06 23 4 000 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 23 |
| Legal Subdivision | SHORES |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Legal Unit | 1 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | THEODORE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 7000 |
Source: Mobile County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4328 HIGGINS RD, MOBILE, AL 36619-8908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Oct 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC |
| Oct 8, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2021 · Amount on Record |
| Deed Sale | Oct 13, 2021 · Amount on Record |
| Prior Sale | Jun 7, 2015 · Amount on Record |
| Deed Document Number | 2021071263 |
| Prior Transfer Date | Oct 8, 2019 |
| Prior Transfer Doc | 2019059157 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4328 HIGGINS RD, MOBILE, AL 36619-8908 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000071264 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021071264 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4328 HIGGINS RD, MOBILE, AL 36619-8908 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000071263 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021071263 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Oct 8, 2019 |
| Property Address | 4328 HIGGINS RD, MOBILE, AL 36619-8908 |
| Document Number | 0000059157 |
| Map Reference | MB 9 PG 102 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2019059157 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | ATC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1089 W PULLERS CIR, 1089, TAYLORSVILLE, UT 84123 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4328 HIGGINS RD, MOBILE, AL 36619-8908 |
| Document Number | 0000059158 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 2019059158 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2049 |
Source: Mobile County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Municipality | Mobile City |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $972.00 (+4.07%) Homeowner's exemption | $16,220 (+3.84%) Land $2,500 Building $13,720 | $162,200 (+3.84%) Land $25,000 Building $137,200 |
| 2024 | $934.00 (-4.79%) Homeowner's exemption | $15,620 (+2.16%) Land $2,400 Building $13,220 | $156,200 (+2.16%) Land $24,000 Building $132,200 |
| 2023 | $981.00 | $15,290 Land $2,360 Building $12,930 | $152,900 Land $23,600 Building $129,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 313 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 313 in force |
| Nearby Flood Claims | 407 (1979–2023) |
| Claims Outside the SFHA | 65 of 407 |
| Most Recent Claim | Jan 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 78% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOBILE COUNTY WATER & FIRE PRO AUTHORITY serves 39,573 people · EPA ID AL0001002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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