4328 E Westcott Ave, Visalia, CA 93292 Property Records

Tulare County property record for 4328 E Westcott Ave, Visalia, CA 93292

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 2002
Lot Size	0.176 acres (7,703 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2022 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`101-240-085-000`

Property Details

APN / Parcel Number

Primary APN	`101-240-085-000`
Alternative APN	`10124085000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
Fireplaces	43 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Construction Type	Wood
Lot Area	7,703 sqft (0.176 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	10124085000
Street Address	4328 E WESTCOTT AVE
City	VISALIA
State	CA
Zip	93292-3547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LOT 211 CASABLANCA UNIT 5RM 38-37
Legal Subdivision	CASABLANCA UNIT #5
Legal Lot Number	211
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	4
Census Block	4015
Census Tract	1703

Owner

Source: Tulare County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4328 E WESTCOTT AVE, VISALIA, CA 93292-3547
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Dec 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2004
Deed Sale	Apr 13, 2004
Deed Document Number	2004-0034369
Record Updated	Jun 7, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	4328 E WESTCOTT AVE, VISALIA, CA 93292-3547
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4328 E WESTCOTT AVE, VISALIA, CA 93292-3547

Mortgage

Document Number	0000053025
Date	Oct 10, 2025
Instrument	2025-0053025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	6.37%
Index	1-Year CMT
Margin	2
Max Rate	5%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	4328 E WESTCOTT AVE, VISALIA, CA 93292-3547
Transaction Type	Mortgage
Record Updated	Jan 2, 2023
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4328 E WESTCOTT AVE, VISALIA, CA 93292-3547

Mortgage

Document Number	0000075934
Date	Dec 20, 2022
Instrument	2022-0075934

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,645.00 (-0.38%)	$216,962 (+4.04%) Land $51,707 Building $165,255
2023	$2,655.00 (+8.59%)	$208,539 Land $49,700 Building $158,839
2022	$2,445.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
OACYS Technology Fixed Wireless	100 / 30

May also be available: AT&T, T-Mobile.

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