Harford County property record for 4328 Downs Sq, Belcamp, MD 21017
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,224 sqft · built 1986 |
| Lot Size | 0.055 acres (2,396 sqft) |
| Owner | Individual on Record |
| Last Sale | $84,000 (Jul 1999) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-174002 |
| Primary APN | 01-174002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Total Area |
| Basement Area | 288 sqft |
| Finished Basement | 288 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,396 sqft (0.055 acres) |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 174002 |
|---|---|
| Street Address | 4328 DOWNS SQ |
| City | BELCAMP |
| State | MD |
| Zip | 21017-1335 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R4 |
| Legal Description | LT 617 .055 AC 4328 DOWN'S SQUARE RIVERSIDE S4 PT 52/109 |
| Legal Subdivision | RIVERSIDE |
| Legal Lot Number | 617 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 301704 |
Source: Harford County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 4328 DOWNS SQ, BELCAMP, MD 21017-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
| Nov 18, 2021 | Deed of Trust, Mortgage · Line of Credit APG FCU |
| Oct 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 4, 2013 | Loan Modification, Mortgage · FHA Mortgage PNC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 1999 · Amount on Record |
| Deed Sale | Jul 16, 1999 · Amount on Record |
| Prior Sale | Aug 27, 1986 · Amount on Record |
| Deed Document Number | 199928 |
| Deed Book / Page | 3068 / 35 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 26, 2026 |
| Property Address | 4328 DOWNS SQ, BELCAMP, MD 21017-1335 |
| Document Number | 1718000154 |
| Book / Page | 17188 / 154 |
| Instrument Date | Jun 17, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | GETZ TITLE GROUP LLC, GETZ TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4328 DOWNS SQ, BELCAMP, MD 21017-1335 |
| Document Number | 1718000154, |
|---|---|
| Date | Jun 26, 2026 |
| Book Page | 17188/154 |
| Name | ABERDEEN PROVING GROUND FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4328 DOWNS SQ, BELCAMP, MD 21017-1335 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4328 DOWNS SQ, BELCAMP, MD 21017-1335 |
| Document Number | 0151920079 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 15192/79 |
| Name | APG FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4328 DOWNS SQ, BELCAMP, MD 21017-1335 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0151060073 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 15106/73 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 4328 DOWNS SQ, BELCAMP, MD 21017-1335 |
| Document Number | 0127810449 |
| Instrument Date | Dec 4, 2013 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4328 DOWNS SQ BELCAMP MD 210171335, BELCAMP, MD 21017-1335 |
| Document Number | 0127810449 |
|---|---|
| Date | Apr 17, 2018 |
| Book Page | 012781/000449 |
| Name | PNC MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 16, 2043 |
| Rate | 4.75% |
|---|
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,000 (+8.66%) Land $45,500 Building $158,500 | $204,000 (-) Land $45,500 Building $158,500 | |
| 2025 | $1,784.00 (+6.38%) Homeowner's exemption | $187,733 (+20.96%) | $204,000 (+31.44%) Land $45,500 Building $158,500 |
| 2023 | $155,200 Land $45,500 Building $109,700 | $155,200 Land $45,500 Building $109,700 | |
| 2022 | $1,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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