Santa Rosa County property record for 4327 Winners Gait Cir, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,222 sqft · built 2012 |
| Lot Size | 0.273 acres (11,892 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Oct 2012) |
| Tax Bill | $432 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2N-29-5781-00C00-0030 |
| Primary APN | 34-2N-29-5781-00C00-0030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,222 sqft Heated Area |
| Gross Area | 2,890 sqft |
| 1st Floor Area | 2,706 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 11,892 sqft (0.273 acres) |
| Lot Dimensions | 1,400 ft deep x 850 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 342N29578100C000030 |
|---|---|
| Street Address | 4327 WINNERS GAIT CIR |
| City | PACE |
| State | FL |
| Zip | 32571-6374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WINNERS GAIT LOT 3 BLK C AS DES IN OR 3185 PG 606 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 34 |
| Legal Subdivision | WINNER'S GAIT |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10301 |
Source: Santa Rosa County records · APN 34-2N-29-5781-00C00-0030
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4327 WINNERS GAIT CIR, PACE, FL 32571-6374 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2021 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SAVINGS BANK |
| Jul 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 14, 2017 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 31, 2012 · Amount on Record |
| Deed Sale | Oct 31, 2012 · Amount on Record |
| Prior Sale | Feb 03, 2012 · Amount on Record |
| Deed Document Number | 201248842 |
| Deed Book / Page | 3185 / 0606 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4327 WINNERS GAIT CIR, PACE, FL 32571-6374 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4327 EINNERS GAIT CIR, PACE, FL 32571 |
| Document Number | 0041571939 |
|---|---|
| Date | Aug 03, 2021 |
| Book Page | 4157/1939 |
| Instrument | 202151971 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4327 WINNERS GAIT CIR, PACE, FL 32571-6374 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0039830690 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 3983/690 |
| Instrument | 202038111 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 207 Months |
| Due | Oct 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4327 WINNERS GAIT CIR, PACE, FL 32571-6374 |
| Document Number | 0036540232 |
| Book / Page | 003654 / 000232 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4327 WINNERS GAIT CIR PACE FL 325716374, PACE, FL 32571-6374 |
| Document Number | 0036540232 |
|---|---|
| Date | Aug 21, 2017 |
| Book Page | 003654/000232 |
| Instrument | 34480 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2037 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $432.00 (+303.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $189,031 (+3%) | $291,584 (+4.21%) Land $48,000 Building $243,584 |
| 2023 | $107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $183,525 (+3%) | $279,791 (+1.31%) Land $45,000 Building $234,791 |
| 2022 | $107.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed | $178,180 | $276,162 Land $41,000 Building $235,162 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 260 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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