4327 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4327 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1939
Lot Size	0.114 acres (4,972 sqft)
Owner	Individual Name on File
Last Sale	$333,000 (Jun 2026)
Tax Bill	$3,782 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1940-01430`

Property Details

APN / Parcel Number

Primary APN	`010-1940-01430`
Alternative APN	`1020062`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,710 sqft Gross Area
1st Floor Area	985 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1985
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Lot Area	4,972 sqft (0.114 acres)
Garage Area	780 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	32 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1020062
Street Address	4327 W 5TH ST
City	DULUTH
State	MN
Zip	55807-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 7 FT OF LOT 4 ALL LOT 5 AND W 6 FT OFLOT 6 INC LOT 3 AND W 6 FT OF LOT 4 BLK38 DICKERMANS DIV OF WEST DULUTH SERIAL #
Legal Subdivision	GRAND CENTRAL DIV OF DULUTH
Legal Block	6
Legal Lot Number	3-6
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4005
Census Tract	15800

Owner

4327 W 5th St is owned and occupied by an individual who bought it in June 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4327 W 5TH ST, DULUTH, MN 55807-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage U S BANK N A
Oct 19, 2022	Deed of Trust, Mortgage · Closed-End Mortgage HARBOR POINTE CU
Jul 23, 2020	Deed of Trust, Mortgage · Conventional with PMI NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	20261102343
Prior Transfer Date	Feb 18, 2003
Prior Transfer Doc	0000745187
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 10, 2026
Property Address	4327 W 5TH ST, DULUTH, MN 55807-1427
Document Number	0001102343
Instrument Date	Jun 10, 2026
Instrument	20261102343
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,988.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4327 W 5TH ST, DULUTH, MN 55807-1427

Mortgage

Document Number	0001102344,
Date	Jun 10, 2026
Instrument	20261102344

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4327 W 5TH ST, DULUTH, MN 55807-1427
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4327 W 5TH ST, DULUTH, MN 55807-1427

Mortgage

Document Number	0001062578
Date	Oct 19, 2022
Instrument	1062578

Lender

Name	HARBOR POINTE CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 20, 2032

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4327 W 5TH ST, DULUTH, MN 55807-1427
Document Number	00T1026701
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4327 W 5TH ST DULUTH MN 558071427, DULUTH, MN 55807-1427

Mortgage

Document Number	00T1026701
Date	Jul 30, 2020
Instrument	T1026701

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4327 W 5th St was $3,782 with a homeowner's exemption, up 0.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,782.00 (+0.64%) Homeowner's exemption
2025	$3,758.00 (+3.47%) Homeowner's exemption	$315,400 (+8.16%) Land $12,800 Building $302,600	$315,400 (+8.16%) Land $12,800 Building $302,600
2024	$3,632.00	$291,600 Land $13,600 Building $278,000	$291,600 Land $13,600 Building $278,000
2022		$244,400 Land $12,600 Building $231,800	$244,400 Land $12,600 Building $231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4327 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4327 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC, Fidium Fiber.

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