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4327 S Emerald Ave, Chicago, IL 60609 Property Records

Cook County property record for 4327 S Emerald Ave, Chicago, IL 60609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,275 sqft · built 1888
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$309,000 (Oct 2012)
Tax Bill$4,288 (2023)
Deeds & MortgagesJun 2022 Second Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN20-04-301-009

Property Details

APN / Parcel Number

Primary APN20-04-301-009
Alternative APN
  • 20-04-301-009-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,275 sqft Living Area

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1890
Architectural StyleOld Style
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,250 sqft (0.144 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4327 S EMERALD AVE
CityCHICAGO
StateIL
Zip60609-3445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal Description(FAWCETTS) SUB OF W10ACS NH NH WH & W5ACS NH WH SH, A LL OF NW SW SEC 04-38-14
Legal Range14E
Legal Township38N
Legal Section04
Legal SubdivisionFAWCETTS SUB
Legal Block1
Legal Lot Number22,23
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group4
Census Block4001
Census Tract842600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chicago Park Boulevard System Historic District
listed 2018 · 3,052 contributing resources · NRIS 12000040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4327 S Emerald Ave is owned and occupied by an individual who bought it in October 2012.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address4327 S EMERALD AVE, CHICAGO, IL 60609-3445
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST AMERICAN BANK
Sep 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2012 · Amount on File
Deed SaleOct 26, 2012 · Amount on File
Deed Document Number201226257
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4327 S EMERALD AVE, CHICAGO, IL 60609-3445
Transaction TypeMortgage
Record UpdatedJun 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0015717085
DateJun 6, 2022
Instrument2215717085
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term119 Months
DueMay 27, 2032
Interest
Rate5.62%

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address4327 S EMERALD AVE, CHICAGO, IL 60609-3445
Document Number1728315007
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedOct 23, 2017
Title CompanyACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4327 S EMERALD AVE CHICAGO IL 606093445, CHICAGO, IL 60609-3445

Mortgage

Document Number1728315007
DateOct 10, 2017
Instrument28315007
Lender
NameDRAPER & KRAMER MTG
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 9, 2027
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,278 Land $3,750 Building $20,528$242,780 Land $37,500 Building $205,280
2023$4,288.00 (+3.1%)
2022$4,159.00 (+1.84%) Homeowner's exemption$23,641 (-) Land $6,250 Building $17,391$236,410 (-) Land $62,500 Building $173,910
2021$4,084.00 Homeowner's exemption$23,641 Land $6,250 Building $17,391$236,410 Land $62,500 Building $173,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4327 S Emerald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4327 S Emerald Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area		100 / 20

May also be available: Astound Broadband.

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