Kenton County property record for 4326 Decoursey Ave, Covington, KY 41015
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 2,552 sqft · built 1899 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,900 (Jan 2022) |
| Tax Bill | $2,224 (2025) |
| Deeds & Mortgages | Oct 2022 Document Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-41-08-016.00 |
| Primary APN | 056-41-08-016.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Finished Area |
| Gross Area | 2,734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1899 |
|---|---|
| Effective Year Built | Effective 1899 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 100 ft deep x 28 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 4326 DECOURSEY AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1854 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | FAIRVIEW LOT & BLDG LOT 70 & PT LOT 71 |
| Legal Subdivision | FAIRVIEW LOT & BLDG |
| Legal Lot Number | 70,71 |
| Legal Unit | L |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 61200 |
Source: Kenton County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4326 DECOURSEY AVE, COVINGTON, KY 41015-1854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | |
| Jan 25, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jul 20, 2021 | Warranty Deed, Transfer · Construction Mortgage LENDINGHOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2022 · Amount on File |
| Deed Sale | Jan 25, 2022 · Amount on File |
| Prior Sale | Jul 20, 2021 · Amount on File |
| Deed Document Number | 202291 |
| Deed Book / Page | 144 / 652 |
| Last Transfer Date | Sep 29, 2022 |
| Transfer Doc | 0005900060 |
| Record Updated | Oct 29, 2026 |
| Jurisdiction | KENTON KY |
|---|---|
| Recording Date | Oct 31, 2022 |
| Property Address | 4326 DECOURSEY AVE, COVINGTON, KY 41015-1854 |
| Document Number | 0005900060 |
| Book / Page | KC 197 / 686 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 22103105900060 |
| Record Updated | Nov 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 6398 JIMAE CT, 6398, INDEPENDENCE, KY 41051-9313 |
| Name | Verified Name |
|---|---|
| Address | 4326 DECOURSEY AVE, COVINGTON, KY 41015-1854 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 25, 2022 |
| Property Address | 4326 DECOURSEY AVE, COVINGTON, KY 41015-1854 |
| Document Number | 0005900091 |
| Book / Page | 144 / 652 |
| Instrument Date | Jan 21, 2022 |
| Instrument | 22012505900091 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10302 CHERRY LN, FLORENCE, KY 41042-3169 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6398 JIMAE CT, INDEPENDENCE, KY 41051-9313 |
| Document Number | 0005900092 |
|---|---|
| Date | Jan 25, 2022 |
| Instrument | 22012505900092 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 20, 2021 |
| Property Address | 4326 DECOURSEY AVE, COVINGTON, KY 41015-1854 |
| Document Number | 0005900012 |
| Book / Page | 104 / 658 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 21072005900012 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $77.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 411 E 46TH ST, COVINGTON, KY 41015-1820 |
| Name | Verified Name |
|---|---|
| Address | 10302 CHERRY LN, FLORENCE, KY 41042-3169 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900013 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 244/58 |
| Instrument | 21072005900013 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,900 (-) Land $15,000 Building $152,900 | $167,900 (-) Land $15,000 Building $152,900 | |
| 2025 | $2,224.00 (-0.54%) | $167,900 (-) Land $10,000 Building $157,900 | $167,900 (-) Land $10,000 Building $157,900 |
| 2023 | $2,236.00 (+119.65%) | $167,900 (+117.77%) Land $10,000 Building $157,900 | $167,900 (+117.77%) Land $10,000 Building $157,900 |
| 2022 | $1,018.00 | $77,100 Land $10,000 Building $67,100 | $77,100 Land $10,000 Building $67,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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