4326 Cedar Dr, Belton, TX 76513 Property Records

Bell County property record for 4326 Cedar Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1997
Lot Size	0.154 acres (6,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,237 (Nov 2025)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Mar 2025 Second Mortgage Mar 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0417820000`

Property Details

APN / Parcel Number

Primary APN	`0417820000`
Alternative APNs	`865060` `10594`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,700 sqft (0.154 acres)
Lot Dimensions	100 ft deep x 67 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	216 sqft
Deck Area	120 sqft
Canopy	480 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Well

Location & Zoning

Street Address	4326 CEDAR DR
City	BELTON
State	TX
Zip	76513-7080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERWOOD SHORES VII PECAN GROVE, LOT 443
Legal Subdivision	SHERWOOD SHORES VII PECAN GROVE
Legal Block	1
Legal Lot Number	443
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	1
Census Block	1026
Census Tract	21802

Owner

Source: Bell County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4326 CEDAR DR, BELTON, TX 76513-7080
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Mar 20, 2025	Deed of Trust, Mortgage · FHA Mortgage SWBC MORTGAGE CORP
Mar 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Nov 14, 2025	Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Mar 20, 2025	Vendor's Lien, Transfer · FHA Mortgage SWBC MORTGAGE CORP
Sep 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Mar 20, 2025 · Amount on Record
Deed Document Number	202556310
Prior Transfer Date	Nov 8, 2013
Prior Transfer Doc	0000048454
Record Updated	Oct 29, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4326 CEDAR DR, BELTON, TX 76513-7080
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 CEDAR DR, BELTON, TX 76513-7080

Mortgage

Document Number	0000013040
Date	Mar 20, 2025
Instrument	2025013040

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 20, 2028

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4326 CEDAR DR, BELTON, TX 76513-7080
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013039
Date	Mar 20, 2025
Instrument	2025013039

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4326 CEDAR DR, BELTON, TX 76513-7080
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 CEDAR DR, BELTON, TX 76513-7080

Mortgage

Document Number	0000013040
Date	Mar 20, 2025
Instrument	2025013040

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 20, 2028

November 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Nov 14, 2025
Property Address	4326 CEDAR DR, BELTON, TX 76513-7080
Document Number	0000056310
Map Reference	CAB A SL 282-C
Instrument Date	Nov 13, 2025
Instrument	2025056310
Transaction Type	Transfer
Record Updated	Nov 26, 2025
Title Company	CLOSED BELL LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 CEDAR DR, BELTON, TX 76513-7080

Mortgage

Document Number	0000056311
Date	Nov 14, 2025
Instrument	2025056311

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Apr 4, 2055

Mortgage

Document Number	0000056312
Date	Nov 14, 2025
Instrument	2025056312

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	28 Months
Due	Mar 20, 2028

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 20, 2025
Property Address	4326 CEDAR DR, BELTON, TX 76513-7080
Document Number	0000013038
Map Reference	CAB A SL 282-C
Instrument Date	Mar 20, 2025
Instrument	2025013038
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 CEDAR DR, BELTON, TX 76513-7080

Mortgage

Document Number	0000013039
Date	Mar 20, 2025
Instrument	2025013039

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 18, 2019
Property Address	4326 CEDAR DR, BELTON, TX 76513-7080
Document Number	0000042596
Map Reference	CAB A SL 282-C
Instrument Date	Sep 13, 2019
Instrument	2019-00042596
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4326 CEDAR DR, BELTON, TX 76513-7080

Mortgage

Document Number	0000042597
Date	Sep 18, 2019
Instrument	2019-00042597

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (-38.2%) Homeowner's exemption	$191,280 (-9.68%) Land $19,095 Building $172,185	$191,280 (-9.68%) Land $19,095 Building $172,185
2024	$1,712.00 (-12.38%)
2023	$1,954.00 (-33.79%) Homeowner's exemption	$211,788 Land $13,400 Building $198,388	$211,788 Land $13,400 Building $198,388
2022	$2,951.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 66% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOG RIDGE WSC serves 4,100 people · EPA ID TX0140044
Water Source	Purchased surface water from CENTRAL TEXAS WSC
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: AT&T, Western Broadband.

Nearby Properties on Cedar Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures