Okaloosa County property record for 4326 Carriage Ln, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,489 sqft · built 2003 |
| Lot Size | 0.207 acres (9,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $662,500 (Sep 2020) |
| Tax Bill | $4,823 (2025) |
| Deeds & Mortgages | Sep 2020 Sale Feb 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-4899-3 |
| Primary APN | C56-000-589-4899-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,489 sqft Living Area |
| Gross Area | 3,306 sqft |
| 1st Floor Area | 2,489 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Frame (Stucco or Asbestos) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 9,019 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 492 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4326 CARRIAGE LN |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARRIAGE PLACE S/D LOT 35 |
| Legal Subdivision | CARRIAGE PLACE S/D |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23304 |
4326 Carriage Ln is owned and occupied by two individuals who bought it in September 2020.
Source: Okaloosa County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4326 CARRIAGE LN, DESTIN, FL 32541-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2020 | Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC |
| Feb 20, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on File |
| Deed Sale | Sep 24, 2020 · Amount on File |
| Prior Sale | Sep 10, 2020 · Amount on File |
| Deed Document Number | 20203393362 |
| Deed Book / Page | 3494 / 1250 |
| Prior Transfer Date | Jul 12, 2007 |
| Prior Transfer Doc | 0027974208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 24, 2020 |
| Property Address | 4326 CARRIAGE LN, DESTIN, FL 32541-3453 |
| Document Number | 0034941250 |
| Book / Page | 003494 / 001250 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 3393362 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2020 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,638.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4326 CARRIAGE LN DESTIN FL 325413453, DESTIN, FL 32541-3453 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 20, 2018 |
| Property Address | 4326 CARRIAGE LN, DESTIN, FL 32541-3453 |
| Document Number | 0033374943 |
| Book / Page | 003337 / 004943 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 3189406 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4326 CARRIAGE LN DESTIN FL 325413453, DESTIN, FL 32541-3453 |
The 2025 property tax bill for 4326 Carriage Ln was $4,823 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,823.00 Homeowner's exemption | $496,207 | $885,540 Land $297,489 Building $588,051 |
| 2023 | $4,582.00 (+2.23%) Homeowner's exemption | $468,178 (+3%) | $795,175 (+17.93%) Land $262,066 Building $533,109 |
| 2022 | $4,482.00 Homeowner's exemption | $454,542 | $674,279 Land $226,897 Building $447,382 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4326 Carriage Ln in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2003) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4326 Carriage Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures