43259 N Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 43259 N Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,115 sqft · built 1950
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Apr 2015)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Mar 2018 Loan Modification Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-21-001-102-007`

Property Details

APN / Parcel Number

Primary APN	`06-21-001-102-007`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,115 sqft Living Area
1st Floor Area	1,429 sqft
2nd Floor Area	686 sqft
Attic Area	686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	45,738 sqft (1.05 acres)
Lot Dimensions	466 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	296 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	43259 N RIDGE RD
City	ELYRIA
State	OH
Zip	44035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEWBERRY TR
Legal Subdivision	NEWBERRY TR
Legal Tract	21
Legal Block	102
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1023
Census Tract	70200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43259 N RIDGE RD, ELYRIA, OH 44035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2018	Loan Modification, Mortgage · Conventional Mortgage FAY SVCNG LLC
Aug 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Deed Document Number	0000542004
Last Transfer Date	Aug 25, 2017
Transfer Doc	0000641879
Record Updated	Jun 8, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	43259 N RIDGE RD, ELYRIA, OH 44035
Document Number	0000673859
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43259 COOPER FOSTER PARK RD W LORAIN OH 440533771, LORAIN, OH 44053-3771

Mortgage

Document Number	0000673859
Date	May 29, 2018
Instrument	673859

Lender

Name	FAY SVCNG LLC
Address	CHICAGO, IL 60605

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 25, 2017
Property Address	43259 N RIDGE RD, ELYRIA, OH 44035
Document Number	0000641879
Instrument Date	Aug 11, 2017
Instrument	641879
Transaction Type	Transfer
Record Updated	Sep 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5069 GRAFTON RD BRUNSWICK OH 442121081, BRUNSWICK, OH 44212-1081

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,169.00	$58,380 (+0.01%) Land $13,440 Building $44,940	$166,790 (-) Land $38,390 Building $128,400
2024	$3,169.00 (-12.87%)	$58,377 (+4.19%) Land $13,437 Building $44,940	$166,790 (+4.19%) Land $38,390 Building $128,400
2023	$3,637.00 (+0.33%)	$56,032 (-0.01%) Land $12,947 Building $43,085	$160,090 (-) Land $36,990 Building $123,100
2022	$3,625.00	$56,040 Land $12,950 Building $43,090
2021			$160,090 Land $36,990 Building $123,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Windstream.

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