432500 E 1960 Rd, Spencerville, OK 74760 Property Records

Choctaw County property record for 432500 E 1960 Rd, Spencerville, OK 74760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1980
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Tax Bill	$205 (2025)
Deeds & Mortgages	Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0000-10-05S-18E-3-002-00`

Property Details

APN / Parcel Number

Primary APN	`0000-10-05S-18E-3-002-00`
Alternative APN	`1477`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Carport
Garage Area	396 sqft
Carport	Carport
Carport Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Patio Area	70 sqft
Shed	1 Shed
Shed Area	260 sqft
Utility Building	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1477
Street Address	432500 E 1960 RD
City	SPENCERVILLE
State	OK
Zip	74760-8505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10-05S-18E NWSWSW BEG NW/C E165 S263354E228.08 W267 N204 POB
Legal Range	18E
Legal Township	05S
Legal Section	10
Jurisdiction	CHOCTAW OK
Township / Civil Division	FORT TOWSON
Census Block Group	2
Census Block	2018
Census Tract	966900

Owner

432500 E 1960 Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: Choctaw County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	432500 E 1960 RD, SPENCERVILLE, OK 74760-8505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 16, 2021
Transfer Doc	00V445/997
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHOCTAW OK
Recording Date	Jul 2, 2021
Property Address	432500 E 1960 RD, SPENCERVILLE, OK 74760-8505
Document Number	00V445/997
Book / Page	V445 / 997
Instrument Date	Jun 16, 2021
Instrument	2021-256717
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3306 E 2030 RD, SAWYER, OK 74756-5015

Tax Assessment & Valuation

The 2025 property tax bill for 432500 E 1960 Rd was $205 with a homeowner's exemption.

Source: Choctaw County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Choctaw County
Unified School District	Rattan Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,697 (+3.01%) Land $440 Building $3,257	$33,604 Land $3,997 Building $29,607
2025	$205.00 Homeowner's exemption	$3,589 (+3.01%) Land $427 Building $3,162
2024	$205.00 (+9.04%) Homeowner's exemption	$3,484 (+2.99%) Land $414 Building $3,070	$89,965 (+15.29%) Land $9,530 Building $80,435
2023	$188.00 (+3.87%) Homeowner's exemption	$3,383 (+2.98%) Land $409 Building $2,974	$78,034 (+5.05%) Land $7,025 Building $71,009
2022	$181.00 Homeowner's exemption	$3,285 Land $402 Building $2,883	$74,281 Land $7,025 Building $67,256

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 432500 E 1960 Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 432500 E 1960 Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Valliant Telephone Company Fixed Wireless	35 / 8

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 1960 Rd

Nearby Streets

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