4325 Water Edge, Harlingen, TX 78552 Property Records

Cameron County property record for 4325 Water Edge, Harlingen, TX 78552

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,639 sqft · built 2015
Lot Size	0.617 acres (26,879 sqft)
Owner	Individual Name on File
Tax Bill	$10,821 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone AO (high risk)
APN	`881923-0010-024000`

Property Details

APN / Parcel Number

Primary APN	`881923-0010-024000`
Alternative APN	`187474`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,639 sqft Living Area
Gross Area	4,360 sqft
1st Floor Area	3,639 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,879 sqft (0.617 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	721 sqft
Driveway	Concrete Driveway
Driveway Area	1,340 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Open Porch
Porch Area	1,500 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4325 WATER EDGE
City	HARLINGEN
State	TX
Zip	78552-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 BLK A WATERS EDGE PHASE I
Legal Subdivision	WATERS EDGE PHASE I
Legal Block	A
Legal Lot Number	24
Jurisdiction	CAMERON TX
Township / Civil Division	HARLINGEN-SAN BENITO
Census Block Group	1
Census Block	1009
Census Tract	12104

Owner

4325 Water Edge is owned and occupied by an individual who acquired it in March 2014.

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4325 WATER EDGE, HARLINGEN, TX 78552-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2014
Deed Sale	Mar 7, 2014
Prior Sale	Jan 27, 2012
Deed Document Number	20147540
Deed Book / Page	20007 / 156
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMERON TX
Property Address	4325 WATER EDGE, HARLINGEN, TX 78552-2806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202012161
Date	Apr 2, 2020
Instrument	2020-12161

Lender

Name	GOLDWATER BANK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4325 Water Edge was $10,821 with a homeowner's exemption.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Harlingen City
Unified School District	Harlingen Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,355 (+1.3%) Land $141,115 Building $492,240	$633,355 (-0.78%) Land $141,115 Building $492,240
2025	$10,821.00 Homeowner's exemption	$625,210 Land $141,115 Building $497,207	$638,322 Land $141,115 Building $497,207
2023	$10,684.00 Additional exemption filed	$648,260 Land $141,115 Building $507,145	$648,260 Land $141,115 Building $507,145
2022	$10,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4325 Water Edge in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 247 policies
Nearby Flood Policies	247 in force
Nearby Flood Claims	18 (2018–2025)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2025 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4325 Water Edge is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARLINGEN WATER WORKS SYSTEM serves 85,900 people · EPA ID TX0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
RGV Communications Fixed Wireless	100 / 100