4325 Mockingbird Rd, Oxford, MS 38655 Property Records

Lafayette County property record for 4325 Mockingbird Rd, Oxford, MS 38655

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,539 sqft · built 1976
Lot Size0.336 acres (14,656 sqft)
OwnerIndividual Name on File
Tax Bill$1,474 (2025)
Deeds & MortgagesNov 2018 Mortgage
Oct 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN182E-04-049.00

Property Details

APN / Parcel Number

Primary APN182E-04-049.00
Alternative APNs
  • 114G-04-057
  • 10455

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,539 sqft Living Area
1st Floor Area1,291 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Exterior MaterialBrick Veneer
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,656 sqft (0.336 acres)
Lot Dimensions108 ft deep x 135 ft wide
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10455
Street Address4325 MOCKINGBIRD RD
CityOXFORD
StateMS
Zip38655-9505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 RIDGELAND HEIGHTS SUB PT I PREV APN: 114G-04-057
Legal Range03W
Legal Township09S
Legal Section04
Legal SubdivisionRIDGELAND HEIGHTS SUB
Legal Lot Number30
JurisdictionLAFAYETTE MS
Township / Civil Division4
Census Block Group3
Census Block3041
Census Tract950505

Owner

4325 Mockingbird Rd is owned and occupied by an individual who acquired it in July 2024.

Source: Lafayette County records, as of April 28, 2026

Owner of RecordIndividual Name on File
Mailing Address4325 MOCKINGBIRD RD, OXFORD, MS 38655-9505
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2018Deed of Trust, Mortgage · Commercial Mortgage
FNB OXFORD BANK
Oct 4, 2019Deed of Trust, Mortgage · Commercial Mortgage
FNB OXFORD BANK
Oct 16, 2020Deed of Trust, Mortgage · Line of Credit
FNB OXFORD BANK
Jun 5, 2023Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Sep 15, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2024
Deed SaleJul 1, 2024
Prior SaleJun 5, 2023 · Amount on File
Deed Document Number20245363
Record UpdatedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address4325 MOCKINGBIRD RD, OXFORD, MS 38655-9505
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201809862
DateNov 27, 2018
Instrument201809862
Lender
NameFNB OXFORD BANK
TypeBank
Address00000
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueNov 20, 2023

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address4325 MOCKINGBIRD RD, OXFORD, MS 38655-9505
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201908339
DateOct 4, 2019
Instrument201908339
Lender
NameFNB OXFORD BANK
TypeBank
AddressOXFORD, MS 38655
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term49 Months
DueNov 20, 2023

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAFAYETTE MS
Property Address4325 MOCKINGBIRD RD, OXFORD, MS 38655-9505
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202009995
DateOct 16, 2020
Instrument202009995
Lender
NameFNB OXFORD BANK
TypeBank
AddressOXFORD, MS 38655
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueOct 20, 2025
Interest
Rate TypeAdjustable Rate

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateJun 5, 2023
Property Address4325 MOCKINGBIRD RD, OXFORD, MS 38655-9505
Document Number0020234122
Map ReferenceCAB A SL 43
Instrument DateJun 2, 2023
Instrument2023-4122
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 PRICE STREET 4325 MOCKINGBIRD ROAD, OXFORD, MS 38655

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4325 MOCKINGBIRD RD, OXFORD, MS 38655-9505

Mortgage

Document Number0020234123
DateJun 5, 2023
Instrument2023-4123
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term289 Months
DueJul 9, 2047

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAFAYETTE MS
Recording DateSep 15, 2021
Property Address4325 MOCKINGBIRD RD, OXFORD, MS 38655-9505
Document Number0202110389
Map ReferenceCAB 4 SL 43
Instrument DateSep 1, 2021
Instrument202110389
Transaction TypeTransfer
Record UpdatedDec 15, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address141 LAKES DR S, OXFORD, MS 38655-9214

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 LONGEST RD, OXFORD, MS 38655-2216

Tax Assessment & Valuation

The 2025 property tax bill for 4325 Mockingbird Rd was $1,474 with a homeowner's exemption.

Source: Lafayette County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyLafayette County
MunicipalityOxford City
Unified School DistrictOxford School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,474.00 Homeowner's exemption$13,641$136,410 Land $52,000 Building $84,410
2023$2,334.00 (+1.52%)$17,939 (-)$119,590 (-) Land $52,000 Building $67,590
2022$2,299.00$17,939$119,590 Land $52,000 Building $67,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4325 Mockingbird Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4325 Mockingbird Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 43% of Mississippi
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OXFORD
serves 28,500 people · EPA ID MS0360011
Water SourceGroundwater
Last State InspectionAug 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
North East Fiber
Fiber
2,000 / 1,000
Buckeye Cablesystem
Cable · Fiber in parts of the area
1,000 / 20
T-Mobile
Fixed Wireless
100 / 20
C Spire Wireless
Fixed Wireless · Fiber in parts of the area
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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