4325 Lost Lake Rd, Gilbert, MN 55741 Property Records

St. Louis County property record for 4325 Lost Lake Rd, Gilbert, MN 55741

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.75 ba · 750 sqft · built 1934
Lot Size	14.1 acres (617,681 sqft)
Owner	Individual Name on Record
Tax Bill	$4,762 (2026)
Deeds & Mortgages	Aug 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`677-0012-00270`

Property Details

APN / Parcel Number

Primary APN	`677-0012-00270`
Alternative APNs	`1153856` `783699`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	750 sqft Gross Area
1st Floor Area	750 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	617,681 sqft (14.1 acres)
Garage Area	2,070 sqft

Exterior Amenities

Porch	Porch
Porch Area	240 sqft
Storage Building	24 sqft
Boat House	228 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1153856
Street Address	4325 LOST LAKE RD
City	GILBERT
State	MN
Zip	55741-8036
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	SMU
Legal Description	GOVT LOT 6, EXCEPT THAT PORTION OF GOVT LOT6, DESCRIBED AS FOLLOWS: ASSUMING THAT THECENTER LINE OF THE SE1/4, SECTION
Legal Range	16W
Legal Township	57N
Legal Section	10
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1030
Census Tract	11401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 DONEGAL LN SE, CHATFIELD, MN 55923-1248
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 16, 2023
Transfer Doc	0001473050
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Aug 30, 2023
Property Address	4325 LOST LAKE RD, GILBERT, MN 55741-8036
Document Number	0001473050
Instrument Date	Aug 16, 2023
Instrument	1473050
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	413 DONEGAL LN SE, CHATFIELD, MN 55923-1248

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,762.00 (+5.4%)
2025	$4,518.00 (+5.51%)	$432,400 (+4.82%) Land $279,600 Building $152,800	$432,400 (+4.82%) Land $279,600 Building $152,800
2024	$4,282.00 (-2.1%)	$412,500 (+13.32%) Land $271,900 Building $140,600	$412,500 (+13.32%) Land $271,900 Building $140,600
2023	$4,374.00
2022		$364,000 (+20.33%) Land $231,200 Building $132,800	$364,000 (+20.33%) Land $231,200 Building $132,800
2021		$302,500 Land $195,700 Building $106,800	$302,500 Land $195,700 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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