4325 Los Padres Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 4325 Los Padres Dr, Fallbrook, CA 92028 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,512 sqft · built 1985
Lot Size	0.83 acres (3,605 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Oct 2001)
Tax Bill	$3,923 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Jul 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108-432-44-00`

Property Details

APN / Parcel Number

Primary APN	`108-432-44-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	3,605 sqft (0.83 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4325 LOS PADRES DR
City	FALLBROOK
State	CA
Zip	92028-9284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 112 TR 009375
Legal Subdivision	SAN DIEGO COUNTY 3636
Legal Tract	009375
Legal Block	2
Legal Lot Number	112
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2018
Census Tract	18805

Owner

Source: San Diego County records · APN 108-432-44-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	4325 LOS PADRES DR, FALLBROOK, CA 92028-9284
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 08, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Jul 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jan 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Jan 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 12, 2001 · Amount on Record
Deed Sale	Oct 12, 2001 · Amount on Record
Prior Sale	Jul 27, 1992 · Amount on Record
Deed Document Number	2001740958
Last Transfer Date	May 31, 2016
Transfer Doc	0000280930
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4325 LOS PADRES DR, FALLBROOK, CA 92028-9284
Transaction Type	Mortgage
Record Updated	Sep 21, 2022
Title Company	CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 LOS PADRES DR, FALLBROOK, CA 92028-9284

Mortgage

Document Number	0000355804
Date	Sep 08, 2022
Instrument	2022-0355804

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.33%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4325 LOS PADRES DR, FALLBROOK, CA 92028-9284
Transaction Type	Mortgage
Record Updated	Aug 09, 2021
Title Company	LENNAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 LOS PADRES DR, FALLBROOK, CA 92028-9284

Mortgage

Document Number	0000540649
Date	Jul 29, 2021
Instrument	2021-0540649

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	806 Months
Due	Aug 31, 2088

Interest

Rate Type	Adjustable Rate
Rate	1.83%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2021
Change Frequency	Annually
Index	1-Year CMT
Max Rate	11.8%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4325 LOS PADRES DR, FALLBROOK, CA 92028-9284
Document Number	0000050254
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4325 LOS PADRES DR FALLBROOK CA 920289284, FALLBROOK, CA 92028-9284

Mortgage

Document Number	0000050254
Date	Jan 30, 2020
Instrument	50254

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.17%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4325 LOS PADRES DR, FALLBROOK, CA 92028-9284
Document Number	0000050255
Instrument Date	Jan 25, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4325 LOS PADRES DR FALLBROOK CA 920289284, FALLBROOK, CA 92028-9284

Mortgage

Document Number	0000050255
Date	Jan 30, 2020
Instrument	50255

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	816 Months
Due	Jan 29, 2088

Interest

Rate Type	Adjustable Rate
Rate	3.17%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$376,686 (+2%) Land $90,397 Building $286,289
2025	$3,923.00 (+5.49%) Homeowner's exemption	$369,301 (+4.04%) Land $88,625 Building $280,676
2023	$3,719.00 Homeowner's exemption	$354,963 Land $85,185 Building $269,778
2022	$3,719.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730188052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 units insured 8 under condo master policies
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024, Severe Storms And Flooding

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	About 1 in 300 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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