Santa Rosa County property record for 4325 Frasier Ln, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,577 sqft · built 2002 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Apr 2019) |
| Tax Bill | $1,730 (2024) |
| Deeds & Mortgages | Feb 2018 Line of Credit Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-1N-29-5242-00D00-0100 |
| Primary APN | 10-1N-29-5242-00D00-0100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,577 sqft Heated Area |
| Gross Area | 2,689 sqft |
| 1st Floor Area | 1,997 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Asphalt |
| Lot Area | 11,195 sqft (0.257 acres) |
| Lot Dimensions | 1,370 ft deep x 820 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 356 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 101N29524200D000100 |
|---|---|
| Street Address | 4325 FRASIER LN |
| City | PACE |
| State | FL |
| Zip | 32571-6252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SPENCER OAKS LANDING PHASE I LOT 10 BLK D AS DES IN OR 3818 PG 1807 |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 10 |
| Legal Subdivision | SPENCER OAKS LND PH2 |
| Legal Phase | 1 |
| Legal Block | D |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10708 |
Source: Santa Rosa County records · APN 10-1N-29-5242-00D00-0100
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4325 FRASIER LN, PACE, FL 32571-6252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2018 | Deed of Trust, Mortgage · Line of Credit PEN AIR FCU |
| Mar 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC |
| Apr 10, 2019 | Personal Representative Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Deed Document Number | 0038181807 |
| Deed Book / Page | 3818 / 1807 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4325 FRASIER LN, PACE, FL 32571-6252 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037010876 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 3701/0876 |
| Instrument | 201805451 |
| Name | PEN AIR FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4325 FRASIER LN, PACE, FL 32571-6252 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | NATIONAL CLOSING SOLUTIONS |
| Name | Verified Name |
|---|
| Document Number | 0039241164 |
|---|---|
| Date | Mar 03, 2020 |
| Book Page | 3924/1164 |
| Instrument | 202010190 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4325 FRASIER LN, PACE, FL 32571-6252 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 4325 FRASIER LN, MILTON, FL 32571-6252 |
| Document Number | 0041180970 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 4118/970 |
| Instrument | 202132326 |
| Name | LOANPAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 10, 2019 |
| Property Address | 4325 FRASIER LN, PACE, FL 32571-6252 |
| Document Number | 0038181807 |
| Book / Page | 3818 / 1807 |
| Map Reference | MB G PG 82 |
| Instrument Date | Apr 10, 2019 |
| Instrument | 201914305 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,189.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4333 FRED LN, 4333, PACE, FL 32571-6256 |
| Name | Verified Name |
|---|---|
| Address | 4325 FRASIER LN, PACE, FL 32571-6252 |
| Document Number | 0038181809 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 3818/1809 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2039 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,730.00 (+9.42%) Homeowner's exemption | $165,191 (+3%) | $218,625 (+0.95%) Land $38,000 Building $180,625 |
| 2023 | $1,581.00 (+3%) Homeowner's exemption | $160,380 (+3%) | $216,573 (+10.32%) Land $38,000 Building $178,573 |
| 2022 | $1,535.00 Homeowner's exemption | $155,709 | $196,318 Land $27,000 Building $169,318 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2004–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Hotwire Communications.
Based on FCC filings for 318 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures