Clermont County property record for 4325 Cider Mill Dr, Cincinnati, OH 45245
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,784 sqft · built 1978 |
| Lot Size | 0.237 acres (10,324 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Mar 1998) |
| Tax Bill | $4,086 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-32-14B-369 |
| Primary APN | 41-32-14B-369 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,784 sqft Living Area |
| 1st Floor Area | 520 sqft |
| Basement Area | 1,024 sqft |
| Finished Basement | 1,024 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,324 sqft (0.237 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Detached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 335 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4325 CIDER MILL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45245-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIDER MILL; LOT 34 |
| Legal Subdivision | CIDER MILL |
| Legal Lot Number | 34 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 41403 |
4325 Cider Mill Dr is owned and occupied by an individual who bought it in March 1998.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4325 CIDER MILL DR, CINCINNATI, OH 45245-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Oct 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 1998 · Amount on File |
| Deed Sale | Mar 10, 1998 · Amount on File |
| Prior Sale | Jun 4, 1993 · Amount on File |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4325 CIDER MILL DR, CINCINNATI, OH 45245-1401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012871 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 2774/2098 |
| Instrument | 201800012871 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4325 CIDER MILL DR, CINCINNATI, OH 45245-1401 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000022426 |
|---|---|
| Date | Oct 4, 2019 |
| Book Page | 2820/0456 |
| Instrument | 201900022426 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 1, 2029 |
The 2025 property tax bill for 4325 Cider Mill Dr was $4,086 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,086.00 | $80,120 Land $12,570 Building $67,550 | |
| 2024 | $228,900 (-) Land $35,900 Building $193,000 | ||
| 2023 | $7,968.00 (+111.91%) Homeowner's exemption | $80,120 (+24.14%) Land $12,570 Building $67,550 | $228,900 Land $35,900 Building $193,000 |
| 2022 | $3,760.00 Homeowner's exemption | $64,540 Land $9,100 Building $55,440 | |
| 2020 | $184,400 Land $26,000 Building $158,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4325 Cider Mill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4325 Cider Mill Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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