4325 77th St E, Palmetto, FL 34221 Property Records

Manatee County property record for 4325 77th St E, Palmetto, FL 34221

Property Summary

Property Type	Agricultural Vacant Land
Details	2 bd · 2 ba · 1,464 sqft · built 1954
Lot Size	16.6 acres (726,755 sqft)
Owner	Individual Name on Record
Tax Bill	$1,674 (2024)
Deeds & Mortgages	Feb 2021 Line of Credit Dec 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`6688-0025-9`

Property Details

APN / Parcel Number

Primary APN	`6688-0025-9`
Alternative APNs	`331829668800259` `0668800259`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,464 sqft Gross Area
1st Floor Area	1,464 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1986
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	726,755 sqft
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Porch	Open Porch
Porch Area	270 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0668800259
Street Address	4325 77TH ST E
City	PALMETTO
State	FL
Zip	34221-1219
Property Category	Agriculture or Farming
Property Type	Vacant Land > Agricultural
Local Zoning Code	A-1 SUBURB
Legal Description	THAT PART OF SW1/4 OF NE1/4 NORTH FROG CREEK IN SEC 29, CONTAINING 37 AC M/L & TOGETHER WITH ALL FORESHORE & RIP RIGHTS & ALSO: BEG AT THE SE COR OF THE NW1/4 OF THE NE1/4
Legal Range	18E
Legal Township	33S
Legal Section	29
Legal Subdivision	ACREAGE & UNREC
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	1
Census Block	1012
Census Tract	1915

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4325 77TH ST E, PALMETTO, FL 34221-1219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF THE OZARKS
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit FIRST HOME BANK
Feb 15, 2019	Loan Modification, Mortgage WAUCHULA ST BK
Aug 23, 2018	Loan Modification, Mortgage WAUCHULA ST BK
Nov 23, 2017	Loan Modification, Mortgage WAUCHULA ST BK
Nov 23, 2016	Loan Modification, Mortgage WAUCHULA ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4325 77TH ST E, PALMETTO, FL 34221-1219
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	BARNES WALKER TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 77TH ST E, PALMETTO, FL 34221-1219
Investor	Possibly a Property Investor

Mortgage

Document Number	0041015527
Date	Feb 5, 2021
Instrument	202141015527

Lender

Name	BANK OF THE OZARKS
Type	Bank
Address	PALMETTO, FL 34221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4325 77TH ST E, PALMETTO, FL 34221-1219
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 77TH ST E, PALMETTO, FL 34221-1219

Mortgage

Document Number	0041165426
Date	Dec 14, 2021
Instrument	202141165426

Lender

Name	FIRST HOME BANK
Type	Bank
Address	SAINT PETERSBURG, FL 33701

Agreement

Type	Line of Credit
Amount	Amount Recorded

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	4325 77TH ST E, PALMETTO, FL 34221-1219
Document Number	0027703380
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4251 77TH ST E PALMETTO FL 342211217, PALMETTO, FL 34221-1217

Mortgage

Document Number	0027703380
Date	Mar 1, 2019
Book Page	002770/003380
Instrument	41019324

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Amount	Amount Recorded

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	4325 77TH ST E, PALMETTO, FL 34221-1219
Document Number	0027446209
Instrument Date	Aug 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 10TH AVE W #69 PALMETTO FL 342213705, 69, PALMETTO, FL 34221-3705

Mortgage

Document Number	0027446209
Date	Aug 27, 2018
Book Page	002744/006209
Instrument	41087441

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 26, 2023

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	4325 77TH ST E, PALMETTO, FL 34221-1219
Document Number	0027055168
Book / Page	002705 / 005168
Instrument Date	Nov 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1020 10TH AVE W #69 PALMETTO FL 342213705, 69, PALMETTO, FL 34221-3705

Mortgage

Document Number	0027055168
Date	Dec 15, 2017
Book Page	002705/005168
Instrument	41118879

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 14, 2018

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MANATEE FL
Property Address	4325 77TH ST E, PALMETTO, FL 34221-1219
Document Number	0026554015
Book / Page	002655 / 004015
Instrument Date	Nov 23, 2016
Transaction Type	Mortgage
Record Updated	Feb 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 10TH AVE W #69 PALMETTO FL 342213705, 69, PALMETTO, FL 34221-3705

Mortgage

Document Number	0026554015
Date	Jan 6, 2017
Book Page	002655/004015
Instrument	41001708

Lender

Name	WAUCHULA ST BK
Type	Bank
Address	WAUCHULA, FL 33873-0248

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jan 5, 2018

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,280 (-2.87%)	$501,735 (-1.79%) Land $373,107 Building $128,628
2025		$138,247 (-6.22%)	$510,857 (-2.06%) Land $30,005 Building $480,852
2024	$1,674.00 (-5.96%)
2023	$1,780.00 (+9.81%) Homeowner's exemption	$147,419 (+11.25%)	$521,626 (+6.11%) Land $363,332 Building $158,294
2022	$1,621.00 Homeowner's exemption	$132,515	$491,605 Building $491,605

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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