4325 245th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 4325 245th St E, Spanaway, WA 98387

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,294 sqft · built 1993
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Mar 2026)
Tax Bill	$877 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`031824-6-028`

Property Details

APN / Parcel Number

Primary APN	`031824-6-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,294 sqft Living Area
1st Floor Area	1,294 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft
Terrain	Below Road/Slope

Exterior Amenities

Porch	Covered Porch
Deck Area	252 sqft
Patio Area	280 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	4325 245TH ST E
City	SPANAWAY
State	WA
Zip	98387-7047
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R10
Legal Description	SECTION 24 TOWNSHIP 18 RANGE 03 QUARTER 24 : L 1 OF SHORT PLAT 87-03-04-0375 TOG/W EASE & RESTRICTIONS OF REC OUT OF 2-072 SEG Y-0208 PP ES T/E 1993 FLTWD OAK GROVE S#ORFLP48A15781 27X48 (P50000- 66545) AFN 9807200695 VS 7/99
Legal Range	03
Legal Township	18
Legal Section	24
Legal Subdivision	SP#8703040375
Legal Lot Number	1
Legal Unit	O
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1002
Census Tract	73114

Owner

Source: Pierce County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4325 245TH ST E, SPANAWAY, WA 98387-7047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Mar 13, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 25, 2019	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MTG SVCS
Feb 16, 2018	Warranty Deed, Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC
Sep 15, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jul 18, 2017	Grant Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	20260313374
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4325 245TH ST E, SPANAWAY, WA 98387-7047
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 245TH ST E, SPANAWAY, WA 98387-7047

Mortgage

Document Number	0003070082
Date	Mar 7, 2022
Instrument	202203070082

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Aug 1, 2049

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 13, 2026
Property Address	4325 245TH ST E, SPANAWAY, WA 98387-7047
Document Number	0003130374
Instrument Date	Mar 11, 2026
Instrument	202603130374
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$6,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 245TH ST E, SPANAWAY, WA 98387-7047

Mortgage

Document Number	0003130375
Date	Mar 13, 2026
Instrument	202603130375

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Mortgage

Document Number	0003130376
Date	Mar 13, 2026
Instrument	202603130376

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	4325 245TH ST E, SPANAWAY, WA 98387-7047
Document Number	1907310034
Instrument Date	Jul 25, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4325 245TH ST E SPANAWAY WA 983877047, SPANAWAY, WA 98387-7047

Mortgage

Document Number	1907310034
Date	Jul 31, 2019
Instrument	201907310034

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Feb 16, 2018
Property Address	4325 245TH ST E, SPANAWAY, WA 98387-7047
Document Number	0002160612
Instrument Date	Feb 9, 2018
Instrument	201802160612
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,216.82
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4325 245TH ST E, SPANAWAY, WA 98387-7047

Mortgage

Document Number	0002160613
Date	Feb 16, 2018
Instrument	201802160613

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 15, 2017
Property Address	4325 245TH ST E, SPANAWAY, WA 98387-7047
Document Number	1709150644
Instrument Date	Sep 11, 2017
Instrument	201709150644
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4325 245TH ST E SPANAWAY WA 983877047, SPANAWAY, WA 98387-7047

July 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 18, 2017
Property Address	4325 245TH ST E, SPANAWAY, WA 98387-7047
Document Number	1707180351
Instrument Date	Sep 30, 2016
Instrument	201707180351
Transaction Type	Foreclosure
Record Updated	Jul 26, 2017
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$877.00 (+1.74%)	$377,000 (+2.5%) Land $199,700 Building $177,300	$377,000 (+2.5%) Land $199,700 Building $177,300
2025	$862.00 (-1.15%) Senior Citizen's exemption	$367,800 (+2.34%) Land $189,300 Building $178,500	$367,800 (+2.34%) Land $189,300 Building $178,500
2024	$872.00 (-78.53%) Disabled Person's exemption Senior Citizen's exemption	$359,400 (+1.55%) Land $177,400 Building $182,000	$359,400 (+1.55%) Land $177,400 Building $182,000
2023	$4,061.00	$353,900 Land $189,300 Building $164,600	$353,900 Land $189,300 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lightcurve, T-Mobile, Verizon.

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