43246 Boardwalk Loop, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43246 Boardwalk Loop, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,238 sqft · built 2023
Lot Size0.277 acres (12,087 sqft)
OwnerIndividual Name on Record
Last Sale$584,100 (Jul 2023)
Tax Bill$6,848 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-26-20-115-007

Property Details

APN / Parcel Number

Primary APN42-26-20-115-007

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,238 sqft Living Area
Gross Area2,930 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2023
Foundation TypeSlab (Mat/Raft)
Lot Area12,087 sqft (0.277 acres)
DrivewayDriveway
Driveway Area352 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address43246 BOARDWALK LOOP
CityPUNTA GORDA
StateFL
Zip33982-2504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionBCN 004 0000 1754 BABCOCK NATIONAL PHASE 4 LT 1754 3296427
Legal Phase4
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address549 DORCHESTER WAY, MILFORD, MI 48381-2791
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Deed Document Number3296427
Record UpdatedJun 8, 2026

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 28, 2023
Property Address43246 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2504
Document Number0003296427
Map ReferenceMB 25 PG 8
Instrument DateJul 14, 2023
Instrument3296427
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 22, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,088.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 DORCHESTER WAY, MILFORD, MI 48381-2791

Mortgage

Document Number0003296428
DateJul 28, 2023
Instrument3296428
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,848.00 (+73.41%)$458,333 (+499.13%)$544,929 (+505.48%) Land $120,000 Building $424,929
2023$3,949.00$76,500$90,000 (-84.59%) Land $90,000
$584,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 92% of the US · above 86% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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