4324 Towanda Rd, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 4324 Towanda Rd, Chesapeake, VA 23325

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 1 ba · 936 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Dec 2007)
Tax Bill	$1,911 (2023)
Deeds & Mortgages	Apr 2013 Mortgage Dec 2007 Sale & Mortgage
APN	`0203003000510`

Property Details

APN / Parcel Number

Primary APN	`0203003000510`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Total Area
1st Floor Area	936 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Width	80 ft Width
Garage Type	Carport
Garage Area	204 sqft
Carport	Carport
Carport Area	204 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	404 sqft
Deck Area	Deck Area
Patio Area	80 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4324 TOWANDA RD
City	CHESAPEAKE
State	VA
Zip	23325-3135
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R8S: RESID
Legal Description	51 INDIAN RIVER EST SEC 2
Legal Subdivision	INDIAN RIVER ESTATES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1011
Census Tract	20003

Owner

4324 Towanda Rd is owned by two individuals who bought it in December 2007.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4324 TOWANDA RD, CHESAPEAKE, VA 23325-3135
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2013	Deed of Trust, Mortgage · FHA Mortgage PNC MORTGAGE
Dec 18, 2007	Warranty Deed, Transfer · FHA Mortgage NATIONAL CITY MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2007 · Amount on File
Deed Sale	Dec 18, 2007 · Amount on File
Prior Sale	Jan 28, 2004 · Amount on File
Deed Book / Page	7311 / 436
Record Updated	Oct 29, 2026

April 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4324 TOWANDA RD, CHESAPEAKE, VA 23325-3135
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009029/226
Date	Apr 3, 2013
Book Page	9029/226

Lender

Name	PNC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2043

Interest

Rate Type	Fixed Rate

December 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 18, 2007
Property Address	4324 TOWANDA RD, CHESAPEAKE, VA 23325-3135
Document Number	007311/436
Book / Page	7311 / 436
Instrument Date	Dec 7, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007311439
Date	Dec 18, 2007
Instrument	7311/439

Lender

Name	NATIONAL CITY MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,900 Land $125,000 Building $110,900	$235,900 Land $125,000 Building $110,900
2023	$1,911.00	$189,300 (+8.17%) Land $95,000 Building $94,300	$189,300 (+8.17%) Land $95,000 Building $94,300
2022		$175,000 Land $85,000 Building $90,000	$175,000 Land $85,000 Building $90,000
2019	$1,591.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4324 Towanda Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4324 Towanda Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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