Mecklenburg County property record for 4324 Tottenham Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 4,799 sqft · built 2007 |
| Lot Size | 0.322 acres (14,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,750,000 (Mar 2024) |
| Tax Bill | $13,969 (2023) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 209-142-25 |
| Primary APN | 209-142-25 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 4,799 sqft Heated Area |
| Gross Area | 5,547 sqft |
| 1st Floor Area | 4,021 sqft |
| Upper Floors Area | 778 sqft |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Lot Area | 14,040 sqft (0.322 acres) |
| Garage Area | 440 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 308 sqft |
| Patio Area | 612 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 209-142-25 |
|---|---|
| Street Address | 4324 TOTTENHAM RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-6622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L2 M47-319 |
| Legal Subdivision | TOTTENHAM |
| Legal Lot Number | 2 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 3019 |
4324 Tottenham Rd is owned and occupied by an individual who bought it in March 2024.
Source: Mecklenburg County records, as of April 3, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4324 TOTTENHAM RD, CHARLOTTE, NC 28226-6622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 3, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on File |
| Deed Sale | Mar 13, 2024 · Amount on File |
| Prior Sale | Jan 3, 2023 |
| Deed Document Number | 2024022223 |
| Deed Book / Page | 38687 / 24 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4324 TOTTENHAM RD, CHARLOTTE, NC 28226-6622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4324 TOTTENHAM RD, CHARLOTTE, NC 28226-6622 |
| Document Number | 0000022225 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 38687/45 |
| Instrument | 2024022225 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | PO BOX 26592, RALEIGH, NC 27611 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 13, 2024 |
| Property Address | 4324 TOTTENHAM RD, CHARLOTTE, NC 28226-6622 |
| Document Number | 0000022223 |
| Book / Page | 38687 / 24 |
| Map Reference | MB 47 PG 319 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 2024022223 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6420 SWATNER DR, RALEIGH, NC 27612-1963 |
| Name | Verified Name |
|---|---|
| Address | 4324 TOTTENHAM RD, CHARLOTTE, NC 28226-6622 |
| Document Number | 0000022224 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024022224 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Number | 0000022224 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 38687/26 |
| Instrument | 2024022224 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | 600 LYNNHAVEN PKWY STE 100, VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jan 3, 2023 |
| Property Address | 4324 TOTTENHAM RD, CHARLOTTE, NC 28226-6622 |
| Document Number | 0000000108 |
| Book / Page | 37865 / 982 |
| Map Reference | MB 47 PG 319 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2023000108 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4324 TOTTENHAM RD, CHARLOTTE, NC 28226-6622 |
| Name | Verified Name |
|---|---|
| Address | 4324 TOTTENHAM RD, CHARLOTTE, NC 28226-6622 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $13,969.00 | $1,447,600 Land $198,000 Building $1,249,600 | $1,447,600 Land $198,000 Building $1,249,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4324 Tottenham Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2008–2012) |
| Most Recent Claim | Jul 2012 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4324 Tottenham Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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