Santa Rosa County property record for 4324 Russell Elliott Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,452 sqft · built 2024 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,999 (Oct 2024) |
| Tax Bill | $206 (2024) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-4N-29-U135-00000-0450 |
| Primary APN | 34-4N-29-U135-00000-0450 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,452 sqft Living Area |
| Gross Area | 2,182 sqft |
| 1st Floor Area | 1,452 sqft |
| Flooring | Wood |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| View / Lot | Woodland |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4324 RUSSELL ELLIOTT RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-9282 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | **DESCRIPTION UPDATE FOR 2025** LOT 45: CROFTON FARMS UNREC SUB: A PORT OF LAND LYING IN 34-4N-29W, BEING MORE PARTIC DESC AS FOLL: COMM AT NW COR OF SE4 OF NW4 OF 34-4N-29W; THN S 02*5305W FOR 1,205.94 FT ALONG W LN OF SE4 OF SAID NW4 TO NLY R/W 50- |
| Legal Subdivision | CROFTON FARMS UNREC |
| Legal Lot Number | 45 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | ALLENTOWN |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 10200 |
Source: Santa Rosa County records · APN 34-4N-29-U135-00000-0450
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4324 RUSSELL ELLIOTT RD, JAY, FL 32565-9282 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 11, 2024 · Amount on Record |
| Deed Sale | Oct 11, 2024 · Amount on Record |
| Deed Document Number | 202446197 |
| Deed Book / Page | 4551 / 975 |
| Prior Transfer Date | Feb 29, 2024 |
| Prior Transfer Doc | 0044781023 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4324 RUSSELL ELLIOTT RD, JAY, FL 32565-9282 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4324 RUSSELL ELLIOTT RD, JAY, FL 32565-9282 |
| Document Number | 0046791335 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 4679/1335 |
| Instrument | 202553788 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2040 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $222,714 (+1,213.95%) Land $36,160 Building $186,554 | $222,714 (+1,213.95%) Land $36,160 Building $186,554 | |
| 2024 | $206.00 | $16,950 Land $16,950 | $16,950 Land $16,950 |
Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
Based on FCC filings for 10 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures