4324 Royal St, Salado, TX 76571 Property Records

Bell County property record for 4324 Royal St, Salado, TX 76571

Property Summary

Property Type	Single Family Home
Details	3,118 sqft · built 2006
Lot Size	0.892 acres (38,856 sqft)
Owner	Individual Name on File
Tax Bill	$3,867 (2023)
Deeds & Mortgages	Jan 2017 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0388771003`

Property Details

APN / Parcel Number

Primary APN	`0388771003`
Alternative APNs	`384073` `842130`

Interior

Stories	1 Story
Building Area	3,118 sqft Living Area
1st Floor Area	3,118 sqft
Flooring	Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,856 sqft (0.892 acres)
Lot Dimensions	325 ft deep x 120 ft wide
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	314 sqft
Storage Building	121 sqft

Location & Zoning

Account Number	842130
Street Address	4324 ROYAL ST
City	SALADO
State	TX
Zip	76571-6075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOVE'S LANDING, LOT 0002, ACRES .892
Legal Subdivision	DOVE'S LANDING
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	SOUTH BELL
Census Block Group	2
Census Block	2017
Census Tract	23405

Owner

4324 Royal St is owned and occupied by an individual who acquired it in April 2018.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4324 ROYAL ST, SALADO, TX 76571-6075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMPASS BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage THRIVE MORTGAGE LLC
Apr 2, 2018	Warranty Deed, Transfer · Conventional Mortgage SOUTHWEST FUNDING LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018
Deed Sale	Apr 2, 2018
Prior Sale	Dec 14, 2012
Deed Document Number	2018-00013012
Record Updated	Jun 7, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4324 ROYAL ST, SALADO, TX 76571-6075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001790
Date	Jan 13, 2017
Instrument	2017-00001790

Lender

Name	COMPASS BANK
Type	Bank
Address	BELTON, TX 76513

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	4324 ROYAL ST, SALADO, TX 76571-6075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018754
Date	Apr 21, 2020
Instrument	2020-00018754

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Apr 2, 2018
Property Address	4324 ROYAL ST, SALADO, TX 76571-6075
Document Number	0000013012
Map Reference	CAB D SL98-C
Instrument Date	Mar 29, 2018
Instrument	2018-00013012
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 ROYA LST, SALADO, TX 76571-6075

Mortgage

Document Number	0000013013
Date	Apr 2, 2018
Instrument	2018-00013013

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Salado Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,867.00 (-40.18%) Homeowner's exemption Senior Citizen's exemption	$794,699 Land $80,000 Building $714,699	$794,699 Land $80,000 Building $714,699
2022	$6,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4324 Royal St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4324 Royal St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JARRELL SCHWERTNER WSC serves 9,681 people · EPA ID TX2460011
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Royal St

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