4324 Pacifica Way, Unit 1, Oceanside, CA 92056 Property Records

San Diego County property record for 4324 Pacifica Way, Unit 1, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,470 sqft · built 2017
Lot Size	0.934 acres (40,694 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,500 (Nov 2017)
Tax Bill	$6,703 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage Apr 2018 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`160-690-19-11`

Property Details

APN / Parcel Number

Primary APN	`160-690-19-11`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,470 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Lot Area	40,694 sqft (0.934 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4324 PACIFICA WAY, 1
City	OCEANSIDE
State	CA
Zip	92056-5752
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 9 US 103PER DOC16-0365237&UND INT IN TR 015691
Legal Subdivision	ST CLOUD/OCEAN RANCH BLDG 34
Legal Tract	015691
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3013
Census Tract	18522

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4324 PACIFICA WAY, 1, OCEANSIDE, CA 92056-5752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 18, 2018	Deed of Trust, Mortgage · Reverse Mortgage VISION ONE MORTGAGE INC
Sep 8, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 26, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2017 · Amount on Record
Deed Sale	Nov 14, 2017 · Amount on Record
Deed Document Number	2017529553
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4324 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5752
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 PACIFICA WAY 1, 1, OCEANSIDE, CA 92056-5752

Mortgage

Document Number	0000763088
Date	Nov 2, 2021
Instrument	2021-0763088

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.11%
Type Change Date	Dec 1, 2021
Change Frequency	Monthly
Max Rate At Change	12.1%
Index	1-Year CMT

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4324 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5752
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000154312
Date	Apr 18, 2018
Instrument	2018-0154312

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.58%
Type Change Date	May 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4324 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4342 PACIFICA WAY 1, 1, OCEANSIDE, CA 92056-5729

Mortgage

Document Number	0000520913
Date	Sep 8, 2020
Instrument	2020-0520913

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.69%
Type Change Date	Sep 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4324 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5752
Document Number	0000520914
Instrument Date	Aug 26, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4324 PACIFICA WAY #1 OCEANSIDE CA 920565752, 1, OCEANSIDE, CA 92056-5752

Mortgage

Document Number	0000520914
Date	Sep 8, 2020
Instrument	520914

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	2.69%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4324 PACIFICA WAY UNIT 1, 1, OCEANSIDE, CA 92056-5752
Document Number	0000154313
Instrument Date	Apr 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4324 PACIFICA WAY #1 OCEANSIDE CA 920565752, 1, OCEANSIDE, CA 92056-5752

Mortgage

Document Number	0000154313
Date	Apr 18, 2018
Instrument	154313

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	5.58%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$557,478 (+2%) Land $324,960 Building $232,518
2025	$6,703.00 (+5.11%) Homeowner's exemption	$546,548 (+4.04%) Land $318,589 Building $227,959
2023	$6,377.00 (+1.61%) Homeowner's exemption	$525,327 Land $306,219 Building $219,108
2022	$6,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon.

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