St. Louis County property record for 4324 Opal Ct, Saint Louis, MO 63125
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,566 sqft · built 1993 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,309 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 28J-14-0732 |
| Primary APN | 28J-14-0732 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,566 sqft Living Area |
| Gross Area | 2,966 sqft |
| 1st Floor Area | 1,204 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 112 sqft |
| Patio Area | 288 sqft |
| Balcony Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4324 OPAL CT |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63125-4254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | CRYSTAL CREEK PLACE LOT 34 |
| Legal Subdivision | CRYSTAL CREEK PLACE |
| Legal Lot Number | 34 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LEMAY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 220602 |
4324 Opal Ct is owned and occupied by two individuals who acquired it in October 2014.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4324 OPAL CT, SAINT LOUIS, MO 63125-4254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2014 |
| Deed Sale | Oct 27, 2014 |
| Deed Document Number | 2014776 |
| Deed Book / Page | 21235 / 1394 |
| Prior Transfer Date | Oct 23, 2014 |
| Prior Transfer Doc | 0212351394 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 4324 Opal Ct was $4,309, down 0.8% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $71,750 (-) Land $17,200 Building $54,550 | $377,600 (-) Land $90,500 Building $287,100 | |
| 2025 | $4,309.00 (-0.76%) | $71,750 Land $17,200 Building $54,550 | $377,600 Land $90,500 Building $287,100 |
| 2024 | $4,342.00 (+1.31%) | ||
| 2023 | $4,286.00 (+7.55%) | $64,170 (+15.06%) Land $8,590 Building $55,580 | $337,700 Land $45,200 Building $292,500 |
| 2022 | $3,985.00 | $55,770 Land $9,690 Building $46,080 | |
| 2021 | $293,500 Land $51,000 Building $242,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4324 Opal Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1978–1981) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4324 Opal Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 800 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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