4324 Normandy Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4324 Normandy Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,506 sqft · built 1925
Lot Size	0.129 acres (5,619 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2026)
Tax Bill	$6,056 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`037-0001-0155-00`

Property Details

APN / Parcel Number

Primary APN	`037-0001-0155-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,506 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	666 sqft
2nd Floor Area	540 sqft
Basement Area	666 sqft
Finished Basement	300 sqft
Unfinished Basement	366 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,619 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Porch	Open Frame Porch
Porch Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4324 NORMANDY AVE
City	CINCINNATI
State	OH
Zip	45227-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	4324 NORMANDY AVE 45 X 125 LOT 19 JOHN J DITTGEN SUB
Legal Subdivision	JOHN J DITTGEN SUB
Legal Lot Number	19
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4013
Census Tract	5600

Owner

Source: Hamilton County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4324 NORMANDY AVE, CINCINNATI, OH 45227-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage SHOREHAM BANK
Jan 15, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING INC
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage MCKINLEY MORTGAGE LLC
Aug 10, 2022	Warranty Deed, Construction Loan · Construction Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	20263836
Deed Book / Page	15583 / 1306
Prior Transfer Date	Mar 19, 1999
Prior Transfer Doc	0079780779
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4324 NORMANDY AVE, CINCINNATI, OH 45227-2917
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 NORMANDY AVE, CINCINNATI, OH 45227-2917

Mortgage

Document Number	0000065613
Date	Aug 27, 2025
Book Page	15488/2409
Instrument	2025-0065613

Lender

Name	SHOREHAM BANK
Type	Bank
Address	WARWICK, RI 02886

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 15, 2026
Property Address	4324 NORMANDY AVE, CINCINNATI, OH 45227-2917
Document Number	0000003836
Book / Page	15583 / 1306
Map Reference	MB 14901 PG 1286
Instrument Date	Jan 13, 2026
Instrument	2026-0003836
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4324 NORMANDY AVE, CINCINNATI, OH 45227-2917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 NORMANDY AVENUE, CINCINNATI, OH 45227

Mortgage

Document Number	0000003837
Date	Jan 15, 2026
Instrument	2026-0003837

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 24, 2023
Property Address	4324 NORMANDY AVE, CINCINNATI, OH 45227-2917
Document Number	0000027502
Book / Page	14901 / 1286
Map Reference	MB 16 PG 69
Instrument Date	Apr 18, 2023
Instrument	2023-0027502
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	CINCINNATUS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4324 NORMANDY AVE, CINCINNATI, OH 45227-2917

Mortgage

Document Number	0000027503
Date	Apr 24, 2023
Instrument	2023-0027503

Lender

Name	MCKINLEY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 10, 2022
Property Address	4324 NORMANDY AVE, CINCINNATI, OH 45227-2917
Document Number	0000077863
Book / Page	14727 / 941
Map Reference	MB 16 PG 69
Instrument Date	Jul 13, 2022
Instrument	2022-0077863
Transaction Type	Construction Loan
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4117, DUBLIN, OH 43016-0589
Investor	Possibly a Property Investor

Mortgage

Document Number	0000077864
Date	Aug 10, 2022
Instrument	2022-0077864

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,056.00 (+4.79%)	$98,340 (+1.62%) Land $14,508 Building $83,832	$280,970 (-) Land $41,450 Building $239,520
2024	$5,779.00 (+166.81%)	$96,775 (+184.55%) Land $14,507 Building $82,268
2023	$2,166.00 (+72.18%)	$34,010 (+102.01%) Land $14,508 Building $19,502	$280,970 (+484.14%) Land $41,450 Building $239,520
2022	$1,258.00	$16,836 Land $7,151 Building $9,685
2020			$48,100 Land $20,430 Building $27,670

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Normandy Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures