4324 Nesbit Rd, Monroe, NC 28112 Property Records

Union County property record for 4324 Nesbit Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,226 sqft · built 2016
Lot Size	11 acres (480,597 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jun 2023)
Tax Bill	$3,537 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-335-005D`

Property Details

APN / Parcel Number

Primary APN	`04-335-005D`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,226 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	480,597 sqft (11 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	12 sqft
Patio Area	12 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4324 NESBIT RD
City	MONROE
State	NC
Zip	28112-7532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 OPCN122
Legal Subdivision	TIMOTHY J WALLACE SR & ROBIN E
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3027
Census Tract	21005

Owner

Source: Union County records · APN 04-335-005D

Assessment roll updated March 31, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4324 NESBIT RD, MONROE, NC 28112-7532
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage NORTH STATE BANK
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Oct 09, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2023 · Amount on Record
Deed Sale	Jun 02, 2023 · Amount on Record
Deed Document Number	202313047
Deed Book / Page	8719 / 460
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 02, 2023
Property Address	4324 NESBIT RD, MONROE, NC 28112-7532
Document Number	0008719460
Book / Page	8719 / 460
Map Reference	CAB N FILE 122
Instrument Date	Jun 02, 2023
Instrument	13047
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1226 STONE MARKER DRIVE, MONROE, NC 28112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 NESBIT RD, MONROE, NC 28112-7532

Mortgage

Document Number	0000013048
Date	Jun 02, 2023
Instrument	13048

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4324 NESBIT RD, MONROE, NC 28112-7532
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8124725
Date	Jun 03, 2021
Book Page	8124/725
Instrument	26398

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4324 NESBIT RD, MONROE, NC 28112-7532
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6879105
Date	Feb 17, 2017
Book Page	6879/105
Instrument	0004625

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4324 NESBIT RD, MONROE, NC 28112-7532
Document Number	7721764
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 NESBIT RD MONROE NC 281127532, MONROE, NC 28112-7532

Mortgage

Document Number	7721764
Date	Jul 01, 2020
Book Page	007721/000764
Instrument	24067

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4324 NESBIT RD, MONROE, NC 28112-7532
Document Number	7489378
Instrument Date	Oct 09, 2019
Transaction Type	Mortgage
Record Updated	Nov 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4324 NESBIT RD MONROE NC 281127532, MONROE, NC 28112-7532

Mortgage

Document Number	7489378
Date	Oct 15, 2019
Book Page	007489/000378
Instrument	31559

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,537.00 (+41.31%)	$734,600 (+86.16%) Land $310,800 Building $423,800	$734,600 (+86.16%) Land $310,800 Building $423,800
2023	$2,503.00	$394,600 Land $100,900 Building $293,700	$394,600 Land $100,900 Building $293,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Based on FCC filings for 6 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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