4324 Monroe St, Gary, IN 46408 Property Records

Lake County property record for 4324 Monroe St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,002 sqft · built 1945
Lot Size	0.071 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Oct 2022)
Tax Bill	$1,859 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0152-0033`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0152-0033`
Alternative APNs	`45-08-28-455-019.000-004` `254701520033`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,002 sqft Living Area
Basement Area	1,001 sqft
Finished Basement	1,001 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2010
Construction Type	Brick
Roof Material	Asphalt
Lot Area	3,136 sqft (0.071 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-47-0152-0033
Old Parcel Number	254701520033
Street Address	4324 MONROE ST
City	GARY
State	IN
Zip	46408-3328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOLLESTON HEIGHTS S. 10 FT. OF L.30 BL.2 ALL OF L.31 BL.2 N. 5 FT. OF L.32 BL.2
Legal Subdivision	TOLLESTON HEIGHTS
Legal Block	2
Legal Lot Number	30
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4019
Census Tract	12500

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4324 MONROE ST, GARY, IN 46408-3328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Oct 21, 2022	Warranty Deed, Transfer · FHA Mortgage CME LENDING GROUP LLC
Aug 30, 2021	Intrafamily Transfer, Transfer
Nov 28, 2017	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Aug 30, 2021
Deed Document Number	2022-543011
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4324 MONROE ST, GARY, IN 46408-3328
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003574
Date	Feb 5, 2024
Instrument	2024-503574

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 21, 2022
Property Address	4324 MONROE ST, GARY, IN 46408-3328
Document Number	0000043011
Map Reference	MB 2 PG 37
Instrument Date	Oct 20, 2022
Instrument	2022-543011
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 MONROE ST, GARY, IN 46408-3328

Mortgage

Document Number	0000043012
Date	Oct 21, 2022
Instrument	2022-543012

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Aug 30, 2021
Property Address	4324 MONROE ST, GARY, IN 46408-3328
Document Number	0000057115
Instrument Date	Aug 26, 2021
Instrument	2021-057115
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 CHASE ST, GARY, IN 46404-2670
Investor	Possibly a Property Investor

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Nov 28, 2017
Property Address	4324 MONROE ST, GARY, IN 46408-3328
Document Number	0000080104
Instrument Date	Nov 16, 2017
Instrument	80104
Transaction Type	Transfer
Record Updated	Dec 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 MONROE ST GARY IN 464083328, GARY, IN 46408-3328

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Nov 16, 2017
Property Address	4324 MONROE ST, GARY, IN 46408-3328
Document Number	0000078177
Instrument Date	Nov 16, 2017
Instrument	78177
Transaction Type	Transfer
Record Updated	Nov 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 MONROE ST GARY IN 464083328, GARY, IN 46408-3328

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,500 (+25.78%) Land $9,800 Building $172,700	$182,500 (+25.78%) Land $9,800 Building $172,700
2024	$1,859.00 (+26.89%)
2023		$145,100 (+154.56%) Land $9,000 Building $136,100	$145,100 (+154.56%) Land $9,000 Building $136,100
2022	$1,465.00 Homeowner's exemption	$57,000 Land $6,000 Building $51,000	$57,000 Land $6,000 Building $51,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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