4324 Grace Rd, Bonita, CA 91902 Property Records

San Diego County property record for 4324 Grace Rd, Bonita, CA 91902

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,400 sqft · built 1958
Lot Size1.43 acres (62,291 sqft)
OwnerCompany Name on Record
Last Sale$1,000,000 (Jun 2021)
Tax Bill$6,570 (2025)
Deeds & MortgagesMar 2017 Mortgage
Jun 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN589-090-20-00

Property Details

APN / Parcel Number

Primary APN589-090-20-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,400 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleContemporary
Exterior MaterialWood
Lot Area62,291 sqft
View / LotGood
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4324 GRACE RD
CityBONITA
StateCA
Zip91902-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Description1/4 SEC 57 1.16 AC PAR AS PER ROS 3347 TR 000166
Legal SubdivisionRANCHO DE LA NACION
Legal Tract000166
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1001
Census Tract3207

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4324 GRACE RD, BONITA, CA 91902-1410
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 16, 2022Deed of Trust, Mortgage
DAVID S TANNER
Jun 8, 2021Grant Deed, Transfer · Conventional Mortgage
HOMEPLUS CORPORATION
Dec 4, 2019Deed of Trust, Mortgage · Line of Credit
CALIFORNIA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2021 · Amount on Record
Deed SaleJun 8, 2021 · Amount on Record
Prior SaleMay 30, 1997 · Amount on Record
Deed Document Number2021424158
Prior Transfer DateMay 24, 2021
Prior Transfer Doc0000424158
Record UpdatedOct 29, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4324 GRACE RD, BONITA, CA 91902-1410
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTICOR TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124200
DateMar 17, 2017
Instrument2017-0124200
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2047

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4324 GRACE RD, BONITA, CA 91902-1410
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4324 GRACE RD, BONITA, CA 91902-1410

Mortgage

Document Number0000251459
DateJun 16, 2022
Instrument2022-0251459
Lender
NameDAVID S TANNER
TypePrivate Party
Address80394 AVENUE 48 # 278, INDIO, CA 92201
Agreement
AmountAmount Recorded

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 8, 2021
Property Address4324 GRACE RD, BONITA, CA 91902-1410
Document Number0000424158
Map ReferenceMAP 166
Instrument DateMay 24, 2021
Instrument2021-0424158
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyTICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address4324 GRACE RD, BONITA, CA 91902-1410

Mortgage

Document Number0000424159
DateJun 8, 2021
Instrument2021-0424159
Lender
NameHOMEPLUS CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Type Change DateJul 1, 2028
Min Rate At Change2.75%
Max Rate At Change7.12%
IndexOther
Max Rate7.12%

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4324 GRACE RD, BONITA, CA 91902-1410
Document Number0000570520
Instrument DateDec 4, 2019
Transaction TypeMortgage
Record UpdatedDec 18, 2019
Title CompanyCALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4324 GRACE RD BONITA CA 919021410, BONITA, CA 91902-1410

Mortgage

Document Number0000570520
DateDec 9, 2019
Instrument570520
Lender
NameCALIFORNIA CU
TypeCredit Union
AddressGLENDALE, CA 91209-9100
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 8, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$561,963 (+2%) Land $249,177 Building $312,786
2025$6,570.00 (+5.12%) Homeowner's exemption$550,945 (+4.04%) Land $244,292 Building $306,653
2023$6,250.00 (+1.61%) Homeowner's exemption$529,553 Land $234,806 Building $294,747
2022$6,151.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 individual policies
Nearby Flood Policies44 units insured
incl. 20 condo units
Nearby Flood Claims6 (1980–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimJan 2024 · Severe Storm And Flooding
Claims by Event
  • Severe Storm And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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