4324 Eastern Neck Rd, Rock Hall, MD 21661 Property Records

Kent County property record for 4324 Eastern Neck Rd, Rock Hall, MD 21661

Property Summary

Property TypeSingle Family Home
Details5.5 ba · 6,703 sqft · built 1986
Lot Size8.5 acres (370,260 sqft)
Owner2 Individual Names on Record
Last Sale$1,130,000 (Aug 2022)
Tax Bill$16,062 (2026)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-011655

Property Details

APN / Parcel Number

Primary APN05-011655
Alternative APNs
  • 5011655
  • 011655

Interior

Full Baths5.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area6,703 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area370,260 sqft (8.5 acres)
View / LotWaterfront
Garage TypeBuilt-in
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area477 sqft
Patio Area231 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number011655
Street Address4324 EASTERN NECK RD
CityROCK HALL
StateMD
Zip21661-1710
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRCD
Legal DescriptionLOT 8.5 AC 4324 EASTERN NECK ROAD S OF ROCK HALL
Legal SubdivisionCHESAPEAKE BAY
JurisdictionKENT MD
Township / Civil Division5, EDESVILLE
Census Block Group2
Census Block2026
Census Tract950500

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address127 4TH AVE, HADDON HEIGHTS, NJ 08035-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Prior SaleOct 19, 1983 · Amount on Record
Deed Book / Page1269 / 271
Record UpdatedOct 29, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionKENT MD
Recording DateAug 23, 2022
Property Address4324 EASTERN NECK RD, ROCK HALL, MD 21661-1710
Document Number0012690271
Book / Page1269 / 271
Instrument DateJul 29, 2022
Transaction TypeTransfer
Record UpdatedSep 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012690277
DateAug 23, 2022
Instrument1269-0277
Lender
NameRAYMOND JAMES BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052
Interest
Rate TypeAdjustable Rate
Rate7.4%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2032
Change FrequencyAnnually
Min Rate At Change2.87%
Max Rate At Change6%
Index1-Year CMT
Max Rate9%

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,062.00 (+5.46%) Homeowner's exemption$1,470,033 (+23.22%)$1,602,300 (+32.92%) Land $483,700 Building $1,118,600
2025$15,230.00 (+15.28%) Homeowner's exemption
2023$13,211.00$1,193,000$1,205,500 Land $483,700 Building $721,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 210 individual policies
Nearby Flood Policies239 units insured
incl. 29 condo units
Nearby Flood Claims32 (1979–2024)
Claims Outside the SFHA3 of 32
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eastern Neck Rd

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