4324 E Dolphin Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 4324 E Dolphin Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,564 sqft · built 2020
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$985,000 (Aug 2024)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`249DA010`

Property Details

APN / Parcel Number

Primary APN	`249DA010`
Alternative APNs	`206508797866` `80098131` `80157528`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,564 sqft Heated Area
Gross Area	1,980 sqft
1st Floor Area	200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,360 sqft (0.146 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80157528
Street Address	4324 E DOLPHIN DR
City	OAK ISLAND
State	NC
Zip	28465-5503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-7 B-12 S-N-1 LB PLAT 6/13
Legal Subdivision	OAK ISLAND
Legal Block	12
Legal Lot Number	7
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1051
Census Tract	20314

Owner

4324 E Dolphin Dr is owned by two individuals who bought it in August 2024.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2204 BELVINWOOD DR, FUQUAY VARINA, NC 27526-5188
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 10, 2020	Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	Aug 10, 2020 · Amount on File
Deed Book / Page	5218 / 251
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	4324 E DOLPHIN DR, OAK ISLAND, NC 28465-5503
Transaction Type	Mortgage
Record Updated	May 13, 2024
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050630404
Date	Aug 23, 2023
Book Page	5063/404

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Aug 10, 2020
Property Address	4324 E DOLPHIN DR, OAK ISLAND, NC 28465-5503
Document Number	0044150537
Book / Page	4415 / 537
Map Reference	MB 6 PG 12A
Instrument Date	Jul 30, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$998.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1025, DENTON, NC 27239-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 E DOLPHIN DR, OAK ISLAND, NC 28465-5503

Mortgage

Document Number	4415539
Date	Aug 10, 2020
Instrument	4415/539

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4324 E Dolphin Dr was $3,168.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$829,300 (-) Land $335,000 Building $494,300	$829,300 (-) Land $335,000 Building $494,300
2025	$3,168.00	$829,300 Land $335,000 Building $494,300	$829,300 Land $335,000 Building $494,300
2023		$829,300 Land $335,000 Building $494,300	$829,300 Land $335,000 Building $494,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4324 E Dolphin Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 613 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	613 in force
Nearby Flood Claims	123 (1989–2025)
Most Recent Claim	Mar 2025
Claims by Event	Hurricane Isaias, Aug 2020 · 94 claims Hurricane Matthew, Oct 2016 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4324 E Dolphin Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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