4324 Declaration Cir, Belcamp, MD 21017 Property Records

Harford County property record for 4324 Declaration Cir, Belcamp, MD 21017

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,847 sqft · built 1985
Lot Size	0.162 acres (7,056 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Feb 2020)
Tax Bill	$2,948 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-154141`

Property Details

APN / Parcel Number

Primary APN	`01-154141`
Alternative APNs	`1154141` `154141`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,847 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,056 sqft (0.162 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	154141
Street Address	4324 DECLARATION CIR
City	BELCAMP
State	MD
Zip	21017-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 139 0.162 AC 4324 DECLARATION CIRCLE RIVERSIDE S3 P 48/81
Legal Subdivision	RIVERSIDE
Legal Lot Number	139
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1004
Census Tract	301705

Owner

Source: Harford County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4324 DECLARATION CIR, BELCAMP, MD 21017-1308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2020 · Amount on Record
Deed Sale	Feb 3, 2020 · Amount on Record
Prior Sale	Aug 5, 2011 · Amount on Record
Deed Book / Page	13671 / 435
Record Updated	Sep 20, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 3, 2020
Property Address	4324 DECLARATION CIR, BELCAMP, MD 21017-1308
Document Number	0136710435
Book / Page	013671 / 000435
Instrument Date	Jan 27, 2020
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4324 DECLARATION CIR BELCAMP MD 210171308, BELCAMP, MD 21017-1308

Mortgage

Document Number	136710443
Date	Feb 3, 2020
Book Page	013671/000443

Lender

Name	US MUTUAL HM LNS INC
Address	HUNT VALLEY, MD 21030

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$316,100 (+27.56%) Land $75,300 Building $240,800	$316,100 (+27.56%) Land $75,300 Building $240,800
2025	$2,948.00 (+13.43%)
2023		$247,800 Land $75,300 Building $172,500	$247,800 Land $75,300 Building $172,500
2022	$2,599.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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