4324 Coolwater Dr, Bailey, NC 27807 Property Records

Nash County property record for 4324 Coolwater Dr, Bailey, NC 27807

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,317 sqft · built 2025
Lot Size	1.04 acres (45,302 sqft)
Owner	2 Individual Names on File
Last Sale	$400,500 (Jul 2025)
Tax Bill	$2,603 (2026)
Deeds & Mortgages	Jul 2025 Transfer Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`277500-22-7755`

Property Details

APN / Parcel Number

Primary APN	`277500-22-7755`
Alternative APNs	`355141` `122458` `82257`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,317 sqft Heated Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	122458
Street Address	4324 COOLWATER DR
City	BAILEY
State	NC
Zip	27807-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E11 16, 1.04 AC, 25, COOLWATER, P4 AC, 25, COOLWATER, P4
Legal Subdivision	COOLWATER
Legal Phase	4
Legal Lot Number	25
Jurisdiction	NASH NC
Township / Civil Division	BAILEY
Census Block Group	3
Census Block	3003
Census Tract	11400

Owner

4324 Coolwater Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: Nash County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4324 COOLWATER DR, BAILEY, NC 27807-2904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2025	Intrafamily Transfer, Transfer
Jul 10, 2025	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2025 · Amount on File
Deed Sale	Jul 10, 2025 · Amount on File
Deed Book / Page	3425 / 304
Last Transfer Date	Jul 21, 2025
Transfer Doc	003427/448
Record Updated	Oct 29, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NASH NC
Recording Date	Jul 21, 2025
Property Address	4324 COOLWATER DR, BAILEY, NC 27807-2904
Document Number	003427/448
Book / Page	3427 / 448
Map Reference	MB 45 PG 93
Instrument Date	Jul 21, 2025
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4324 COOLWATER DR, BAILEY, NC 27807-2904

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jul 10, 2025
Property Address	4324 COOLWATER DR, BAILEY, NC 27807-2904
Document Number	003425/304
Book / Page	3425 / 304
Map Reference	CAB 45 PG 93
Instrument Date	Jun 18, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$801.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 COOLWATER DR, BAILEY, NC 27807-2904

Mortgage

Document Number	0003425306
Date	Jul 10, 2025
Instrument	3425/306

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 4324 Coolwater Dr was $2,603, up 550.8% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,603.00 (+550.75%)	$57,200 (-) Land $57,200	$57,200 (-) Land $57,200
2025	$400.00	$57,200	$57,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4324 Coolwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4324 Coolwater Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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