4324 Central Valley Dr, Hermitage, TN 37076 Property Records

Nashville-Davidson Metropolitan Government property record for 4324 Central Valley Dr, Hermitage, TN 37076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,159 sqft · built 1983
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$103,000 (Sep 2019)
Tax Bill	$2,092 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`087-13-0-037-00`

Property Details

APN / Parcel Number

Primary APN	`087-13-0-037-00`
Alternative APN	`000079973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,159 sqft Living Area
1st Floor Area	1,159 sqft
Utility Area	360 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1983
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	139 ft deep x 78 ft wide
Porch	Open Porch
Porch Area	64 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	000079973
Old Parcel Number	087130 03700
Street Address	4324 CENTRAL VALLEY DR
City	HERMITAGE
State	TN
Zip	37076-2643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 14 CENTRAL VALLEY
Legal Subdivision	CENTRAL VLY
Legal Lot Number	14
Jurisdiction	DAVIDSON TN
Township / Civil Division	12
Census Block Group	3
Census Block	3004
Census Tract	15622

Owner

4324 Central Valley Dr is owned and occupied by an individual who bought it in September 2019.

Source: Nashville-Davidson Metropolitan Government records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4324 CENTRAL VALLEY DR, HERMITAGE, TN 37076-2643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Prior Sale	Mar 24, 2009
Deed Document Number	20190925-0097629
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Sep 25, 2019
Property Address	4324 CENTRAL VALLEY DR, HERMITAGE, TN 37076-2643
Document Number	0000097629
Map Reference	MB 5800 PG 71
Instrument Date	Sep 20, 2019
Instrument	20190925-0097629
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	STEWART TITLE CO TENNESEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$381.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4324 CENTRAL VALLEY DR, HERMITAGE, TN 37076-2643

Mortgage

Document Number	0000097630
Date	Sep 25, 2019
Instrument	20190925-0097630

Lender

Name	ASCEND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4324 Central Valley Dr was $2,092.

Source: Nashville-Davidson Metropolitan Government assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,092.00	$75,225 Land $20,000 Building $55,225	$300,900 Land $80,000 Building $220,900
2023	$1,440.00 (-22.87%)	$49,300 (-) Land $12,750 Building $36,550
2022	$1,867.00	$49,300 Land $12,750 Building $36,550	$197,200 (-) Land $51,000 Building $146,200
2021			$197,200 Land $51,000 Building $146,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4324 Central Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4324 Central Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METRO WATER SERVICES serves 789,969 people · EPA ID TN0000494
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20