4324 Carpenter Rd, Naperville, IL 60564 Property Records

Will County property record for 4324 Carpenter Rd, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,073 sqft · built 2017
Lot Size	0.328 acres (14,317 sqft)
Owner	Individual Name on File
Last Sale	$612,183 (Nov 2017)
Tax Bill	$16,438 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-17-411-015`

Property Details

APN / Parcel Number

Primary APN	`07-01-17-411-015`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,073 sqft Total Area
1st Floor Area	2,014 sqft
2nd Floor Area	2,059 sqft
Basement Area	2,014 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	14,317 sqft (0.328 acres)

Location & Zoning

Street Address	4324 CARPENTER RD
City	NAPERVILLE
State	IL
Zip	60564-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 97 IN ASHWOOD PARK SOUTH UNIT 3 PHASE 2, BEING A SUB OF PRT OF THE SE1/4 OF SEC 17, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	17
Legal Subdivision	ASHWOOD PARK SOUTH #3
Legal Phase	2
Legal Block	3
Legal Lot Number	97
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3026
Census Tract	880322

Owner

4324 Carpenter Rd is owned and occupied by an individual who bought it in November 2017.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4324 CARPENTER RD, NAPERVILLE, IL 60564-1210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 14, 2017	Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jun 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2017 · Amount on File
Deed Sale	Nov 14, 2017 · Amount on File
Prior Sale	Jun 13, 2017 · Amount on File
Deed Document Number	201789856
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4324 CARPENTER RD, NAPERVILLE, IL 60564-1210
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054277
Date	Jul 9, 2020
Instrument	R2020054277

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4324 CARPENTER RD, NAPERVILLE, IL 60564-1210
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028281
Date	Mar 11, 2021
Instrument	R2021028281

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 14, 2017
Property Address	4324 CARPENTER RD, NAPERVILLE, IL 60564-1210
Document Number	0000089856
Map Reference	DOC R2015081812
Instrument Date	Oct 27, 2017
Instrument	R2017089856
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	NVR TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4324 CARPENTER RD, NAPERVILLE, IL 60564-1210

Mortgage

Document Number	0000089857
Date	Nov 14, 2017
Instrument	R2017089857

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Interest

Rate	2.87%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 13, 2017
Property Address	4324 CARPENTER RD, NAPERVILLE, IL 60564-1210
Document Number	0000045737
Instrument Date	May 31, 2017
Instrument	45737
Transaction Type	Transfer
Record Updated	Sep 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$171.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	850 E DIEHL RD #120 NAPERVILLE IL 605632664, 120, NAPERVILLE, IL 60563-2664
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4324 Carpenter Rd was $16,438.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,438.00	$277,587 (+9.95%) Land $62,039 Building $215,548	$832,761 (+9.95%) Land $186,117 Building $646,644
2024		$252,467 Land $56,425 Building $196,042	$757,401 Land $169,275 Building $588,126
2022	$14,373.00 Homeowner's exemption Additional exemption filed	$205,013 Land $47,153 Building $157,860	$615,039 Land $141,459 Building $473,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4324 Carpenter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4324 Carpenter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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