43234 Cottage Ln, Lancaster, CA 93536 Property Records

Los Angeles County property record for 43234 Cottage Ln, Lancaster, CA 93536

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,598 sqft · built 1988
Lot Size	0.147 acres (6,416 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Jan 2009)
Tax Bill	$3,894 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`3112-051-055`

Property Details

APN / Parcel Number

Primary APN	`3112-051-055`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,598 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Wood
Lot Area	6,416 sqft (0.147 acres)
Lot Dimensions	108 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	43234 COTTAGE LN
City	LANCASTER
State	CA
Zip	93536-5429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LRA22*
Legal Description	TR=44541 LOT 0077
Legal Subdivision	44541
Legal Tract	44541
Legal Block	1
Legal Lot Number	0077
Jurisdiction	LOS ANGELES CA
Township / Civil Division	NORTH ANTELOPE VALLEY
Census Block Group	1
Census Block	1005
Census Tract	901010

Owner

Source: Los Angeles County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	43234 COTTAGE LN, LANCASTER, CA 93536-5429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Feb 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
May 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Mar 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MORTGAGE LLC
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2009 · Amount on File
Deed Sale	Jan 2, 2009 · Amount on File
Prior Sale	Jun 10, 2008 · Amount on File
Deed Document Number	2009956
Prior Transfer Date	Nov 16, 1994
Prior Transfer Doc	0002086446
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43234 COTTAGE LN, LANCASTER, CA 93536-5429
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	432234 COTTAGE LN, LANCASTER, CA 93536

Mortgage

Document Number	0000833456
Date	May 25, 2021
Instrument	21-0833456

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43234 COTTAGE LN, LANCASTER, CA 93536-5429
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43234 COTTAGE LN, LANCASTER, CA 93536-5429

Mortgage

Document Number	0000214101
Date	Feb 24, 2022
Instrument	22-0214101

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	DELRAY BEACH, FL 33483

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43234 COTTAGE LN, LANCASTER, CA 93536-5429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000481506
Date	May 1, 2017
Instrument	17-0481506

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43234 COTTAGE LN, LANCASTER, CA 93536-5429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202414
Date	Mar 1, 2018
Instrument	18-0202414

Lender

Name	PARAMOUNT EQUITY MORTGAGE LLC
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	43234 COTTAGE LN, LANCASTER, CA 93536-5429
Document Number	0001244012
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43234 COTTAGE LN LANCASTER CA 935365429, LANCASTER, CA 93536-5429

Mortgage

Document Number	0001244012
Date	Oct 8, 2020
Instrument	1244012

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	336 Months
Due	Oct 7, 2048

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Lancaster City
Secondary School District	Antelope Valley Union Joint High School District (09 - 12)
Elementary School District	Lancaster Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$193,072 (+2%) Land $38,609 Building $154,463
2025	$3,894.00 (+7.27%)	$189,287 (+4.04%) Land $37,852 Building $151,435
2023	$3,630.00 (+5.68%)	$181,938 Land $36,383 Building $145,555
2022	$3,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS ANGELES CWWD 40 REG 4 & 34 LANCASTER serves 208,129 people · EPA ID CA1910070
Water Source	Purchased surface water from ANTELOPE VALLEY EAST KERN WATER AGENCY
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Race Communications Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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