43234 Canal Rd, Ronan, MT 59864 Property Records

Lake County property record for 43234 Canal Rd, Ronan, MT 59864

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,741 sqft · built 1969
Lot Size	17 acres (740,520 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,500 (Feb 2016)
Tax Bill	$2,964 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Nov 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R156656`

Property Details

APN / Parcel Number

Primary APN	`R156656`
Alternative APNs	`15-3104-16-2-01-04-0000` `0000004673`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,741 sqft Living Area
1st Floor Area	1,741 sqft
Basement Area	1,741 sqft
Finished Basement	1,741 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	740,520 sqft (17 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	784 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	291 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000004673
Street Address	43234 CANAL RD
City	RONAN
State	MT
Zip	59864-9199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S16, T21 N, R19 W, C.O.S. 3683, ACRES 17, TR B
Legal Range	19W
Legal Township	21N
Legal Section	16
Legal Subdivision	CERTIFCATE OF SURVEY #3683
Legal Tract	B
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3004
Census Tract	940400

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43234 CANAL RD, RONAN, MT 59864-9199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU
Nov 8, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Apr 12, 2017	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Oct 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2016 · Amount on Record
Deed Sale	Feb 17, 2016 · Amount on Record
Deed Document Number	2016546651
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43234 CANAL RD, RONAN, MT 59864-9199
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000636897
Date	Feb 6, 2026
Instrument	636897

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2041

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43234 CANAL RD, RONAN, MT 59864-9199
Transaction Type	Mortgage
Record Updated	Nov 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000608187
Date	Nov 8, 2023
Instrument	608187

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 10, 2033

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43234 CANAL RD, RONAN, MT 59864-9199
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	581192
Date	Sep 21, 2020
Instrument	581192

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43234 CANAL RD, RONAN, MT 59864-9199
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	554416
Date	Apr 12, 2017
Instrument	554416

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	43234 CANAL RD, RONAN, MT 59864-9199
Transaction Type	Mortgage
Record Updated	Oct 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	565860
Date	Oct 17, 2018
Instrument	565860

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,964.00 (-19.96%)	$808,300 (-)
2025	$3,703.00 (-3.97%)	$808,300 (+38.19%)	$808,300 (+38.19%) Land $239,700 Building $568,600
2023	$3,856.00	$584,900	$584,900 Land $140,700 Building $444,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 74% of Montana
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Western Montana CommunityTel Fiber	100 / 100

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Canal Rd

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