43232 Whitetail Path, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43232 Whitetail Path, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,898 sqft · built 2018
Lot Size	0.208 acres (9,101 sqft)
Owner	Individual Name on Record
Last Sale	$322,400 (Dec 2018)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`42-26-32-204-021`

Property Details

APN / Parcel Number

Primary APN	`42-26-32-204-021`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,898 sqft Living Area
Gross Area	3,589 sqft
Flooring	Covered

Exterior

Year Built	Built 2018
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,101 sqft (0.208 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	2 Parking Spaces
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	43232 WHITETAIL PATH
City	PUNTA GORDA
State	FL
Zip	33982-5060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCR 02A 0000 0600 BABCOCK RANCH PHASE 2A LT 600 4334/2112 4386/344
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH
Legal Phase	2A
Legal Lot Number	600
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1072
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	43232 WHITETAIL PATH, PUNTA GORDA, FL 33982-5060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
Feb 28, 2020	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS
Dec 6, 2018	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC
Jul 6, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2018 · Amount on Record
Deed Sale	Dec 6, 2018 · Amount on Record
Prior Sale	Jul 6, 2018 · Amount on Record
Deed Document Number	2667397
Deed Book / Page	4386 / 0344
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	43232 WHITETAIL PATH, PUNTA GORDA, FL 33982-5060
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43232 WHITETAIL PATH, PUNTA GORDA, FL 33982-5060

Mortgage

Document Number	0046860889
Date	Jan 4, 2021
Book Page	4686/889
Instrument	2888795

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	43232 WHITETAIL PATH, PUNTA GORDA, FL 33982-5060
Document Number	0045471643
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43232 WHITETAIL PATH PUNTA GORDA FL 339825060, PUNTA GORDA, FL 33982-5060

Mortgage

Document Number	0045471643
Date	Mar 5, 2020
Book Page	004547/001643
Instrument	2792815

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 4, 2050

December 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 6, 2018
Property Address	43232 WHITETAIL PATH, PUNTA GORDA, FL 33982-5060
Document Number	0043860344
Book / Page	4386 / 0344
Map Reference	MB22 PG11
Instrument Date	Nov 30, 2018
Instrument	2667397
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,256.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43232 WHITETAIL PATH, BABCOCK RANCH, FL 33982-5060

Mortgage

Document Number	0002667398
Date	Dec 6, 2018
Instrument	2667398

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 6, 2018
Property Address	43232 WHITETAIL PATH, PUNTA GORDA, FL 33982-5060
Document Number	0043342112
Book / Page	004334 / 002112
Instrument Date	Jun 2, 2018
Instrument	2627479
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$4,795.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,989.00 (-32.9%) Homeowner's exemption	$306,904 (+5.99%)	$501,757 (+2.64%) Land $89,000 Building $412,757
2023	$5,945.00 (+5.09%) Homeowner's exemption	$289,568 (+3%)	$488,852 (+19.26%) Land $75,000 Building $413,852
2022	$5,657.00 Homeowner's exemption	$281,134	$409,904 Land $55,250 Building $354,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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