4323 Wolf Pond Rd, Monroe, NC 28112 Property Records

Union County property record for 4323 Wolf Pond Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,632 sqft · built 1985
Lot Size	4.14 acres (180,469 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Jun 2005)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-144-011`

Property Details

APN / Parcel Number

Primary APN	`04-144-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,632 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	180,469 sqft (4.14 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	184 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4323 WOLF POND RD
City	MONROE
State	NC
Zip	28112-8999
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	4323 WOLF POND RD
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	3
Census Block	3018
Census Tract	20901

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4323 WOLF POND RD, MONROE, NC 28112-8999
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC
Jul 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2005 · Amount on File
Deed Sale	Jun 9, 2005 · Amount on File
Prior Sale	May 3, 1996
Deed Document Number	200577877
Deed Book / Page	3805 / 542
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4323 WOLF POND RD, MONROE, NC 28112-8999
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 WOLF POND RD, MONROE, NC 28112-8999

Mortgage

Document Number	0008815574
Date	Nov 20, 2023
Book Page	8815/574
Instrument	27975

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4323 WOLF POND RD, MONROE, NC 28112-8999
Document Number	698344
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 WOLF POND RD MONROE NC 281128999, MONROE, NC 28112-8999

Mortgage

Document Number	698344
Date	Jul 28, 2017
Book Page	006983/000044
Instrument	21634

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,800 (-) Land $116,500 Building $231,300	$347,800 (-) Land $116,500 Building $231,300
2025	$1,663.00 (+18.96%)	$347,800 (+54.92%) Land $116,500 Building $231,300	$347,800 (+54.92%) Land $116,500 Building $231,300
2023	$1,398.00	$224,500 Land $45,100 Building $179,400	$224,500 Land $45,100 Building $179,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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