4323 Ringgold Rd, Chattanooga, TN 37412 Property Records

Hamilton County property record for 4323 Ringgold Rd, Chattanooga, TN 37412

Property Summary

Property TypeBank, Financial Building
Details3,134 sqft · built 1970
Lot Size0.897 acres (39,099 sqft)
OwnerCompany Name on Record
Last Sale$892,388 (Dec 2007)
Tax Bill$5,677 (2025)
Flood ZoneZone X (minimal risk)
APN169G C 001

Property Details

APN / Parcel Number

Primary APN169G C 001
Alternative APN
  • 0000113755

Interior

Stories1 Story
Building Area3,134 sqft Total Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick Veneer
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeReinforced Concrete
Roof MaterialBuilt-Up Asphalt
Lot Area39,099 sqft (0.897 acres)
Lot Dimensions237 ft deep x 151 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number0000113755
Street Address4323 RINGGOLD RD
CityCHATTANOOGA
StateTN
Zip37412-2739
Property CategoryCommercial
Property TypeCommercial > Office > Bank, Financial Building
Local Zoning CodeC2
Legal DescriptionLTS 14-16 EAST SIDE PARK PB16 PG6
Legal SubdivisionEAST SIDE PARK
Legal Lot Number14-16
JurisdictionHAMILTON TN
Township / Civil Division8
Census Block Group1
Census Block1020
Census Tract11700

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 26665, RICHMOND, VA 23261-6665
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 28, 2007 · Amount on Record
Deed SaleDec 28, 2007 · Amount on Record
Deed Document Number2007208
Deed Book / Page8556 / 35
Prior Transfer DateDec 3, 2007
Prior Transfer Doc0000000210
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityEast Ridge City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,677.00 (-7.99%)$374,600 (+35.82%)$936,500 (+35.82%) Land $584,500 Building $352,000
2024$6,170.00 (-36.3%)$275,800 (-)$689,500 (-) Land $391,000 Building $298,500
2023$9,686.00 (-0.01%)$275,800 (-)$689,500 (-) Land $391,000 Building $298,500
2022$9,687.00$275,800$689,500 Land $391,000 Building $298,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1979–2009)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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