4323 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4323 Raffia Palm Cir, Naples, FL 34119 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1,479 sqft · built 2018
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$424,297 (Mar 2018)
Tax Bill$5,286 (2025)
Deeds & MortgagesNov 2022 Transfer
Nov 2018 Mortgage
+ 4 more
Flood ZoneZone AH (high risk)
APN585285 3193B34

Property Details

APN / Parcel Number

Primary APN585285 3193B34
Alternative APN
  • 69020008984

Interior

Stories2 Stories
Building Area1,479 sqft Living Area
1st Floor Area1,479 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Construction TypeMasonry / Concrete Block
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions152 ft deep x 63 ft wide
Pool Area336 sqft
Deck Area1,024 sqft

Location & Zoning

Street Address4323 RAFFIA PALM CIR
CityNAPLES
StateFL
Zip34119-9679
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRAFFIA PRESERVE PHASE 4 LOT 319
Legal Range26
Legal Township48
Legal Section34
Legal SubdivisionRAFFIA PRESERVE PHASE 4
Legal Phase4
Legal Block2
Legal Lot Number319
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2013
Census Tract10436

Owner

Source: Collier County records · APN 585285 3193B34

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4323 RAFFIA PALM CIR, NAPLES, FL 34119-9679
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2022Affidavit of Death of Joint Tenant, Transfer
ACCOMODATION, ACCOMMODATION
Nov 13, 2018Deed of Trust, Mortgage · Commercial Mortgage
WHITNEY BANK
Jan 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Feb 24, 2020Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Mar 07, 2022Deed of Trust, Mortgage · Conventional Mortgage
CLEAR MORTGAGE CAPITAL INC
Mar 08, 2018Special Warranty Deed, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 08, 2018 · Amount on Record
Deed SaleMar 08, 2018 · Amount on Record
Deed Document Number20185521308
Deed Book / Page5484 / 3553
Last Transfer DateDec 16, 2024
Transfer Doc0064240636
Record UpdatedJun 08, 2026

November 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionCOLLIER FL
Recording DateNov 02, 2022
Property Address4323 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Document Number0061870144
Book / Page6187 / 144
Map ReferenceMB 61 PG 1
Instrument DateOct 20, 2022
Instrument6325007
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4323 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055711185
DateNov 13, 2018
Book Page5571/1185
Instrument5636430
Lender
NameWHITNEY BANK
TypeBank
AddressCLEARWATER, FL 33761
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term299 Months
DueOct 20, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4323 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057150543
DateJan 09, 2020
Book Page5715/0543
Instrument5813294
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4323 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057302210
DateFeb 24, 2020
Book Page5730/2210
Instrument5832532
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 23, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address4323 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Transaction TypeMortgage
Record UpdatedJul 28, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4323 RAFFIA PALM CIR, NAPLES, FL 34119-9679

Mortgage

Document Number0060933031
DateMar 07, 2022
Book Page6093/3031
Instrument6215395
Lender
NameCLEAR MORTGAGE CAPITAL INC
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

March 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCOLLIER FL
Recording DateMar 08, 2018
Property Address4323 RAFFIA PALM CIR, NAPLES, FL 34119-9679
Document Number0054843553
Book / Page5484 / 3553
Map ReferenceMB61 PG1
Instrument DateFeb 28, 2018
Instrument5521308
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
Tax$2,970.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10481 BEN C PRATT/6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

NameVerified Name
Address4323 RAFFIA PALM CIR, NAPLES, FL 34119-9679

Mortgage

Document Number0005521309
DateMar 08, 2018
Instrument5521309
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2048

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,286.00 (+7.16%)$523,611 (+5.99%)$829,109 (-12.18%) Land $250,906 Building $578,203
2024$4,933.00 (+1.02%)
2023$4,883.00 (-3.35%) Homeowner's exemption Widower's exemption$494,033 (+3%)$944,152 (+14.83%) Land $355,450 Building $588,702
2022$5,052.00 Homeowner's exemption$479,644$822,182 Land $197,588 Building $624,594

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210104362, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AH
shallow ponding 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 78 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies78 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 452 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Lumen Technologies, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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