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4323 N Bay Rd, Miami Beach, FL 33140 Property Records

Miami-Dade County property record for 4323 N Bay Rd, Miami Beach, FL 33140

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,440 sqft · built 1956
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on Record
Last Sale$1,075,000 (Nov 2020)
Tax Bill$28,660 (2025)
Deeds & MortgagesNov 2020 Mortgage
Nov 2020 Sale
Flood ZoneZone AE (high risk)
APN02-3222-011-1330

Property Details

APN / Parcel Number

Primary APN02-3222-011-1330

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,440 sqft Living Area
1st Floor Area2,440 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1971
Exterior MaterialConcrete Block/Hollow Tile/Frame
Construction TypeConcrete Block
Lot Area5,400 sqft (0.124 acres)
Lot Dimensions90 ft deep x 60 ft wide

Location & Zoning

Street Address4323 N BAY RD
CityMIAMI BEACH
StateFL
Zip33140-2856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionNAUTILUS SUBPB 8-95 LOT 9 BLK 6 LOT SIZE 60.000 X90 OR 19987-4091 10 2001 4
Legal Range42E
Legal Township53S
Legal Section22
Legal SubdivisionNAUTILUS SUB
Legal Block6
Legal Lot Number9
JurisdictionDADE FL
Township / Civil DivisionMIAMI BEACH
Census Block Group2
Census Block2008
Census Tract4000

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4323 N BAY RD, MIAMI BEACH, FL 33140-2856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2020Deed of Trust, Mortgage
SK FINANCIAL LLC SK FINANCIAL LLC
Nov 6, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2020 · Amount on Record
Deed SaleNov 6, 2020 · Amount on Record
Prior SaleMay 20, 1998 · Amount on Record
Deed Document Number2020647333
Deed Book / Page32188 / 1457
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDADE FL
Property Address4323 N BAY RD, MIAMI BEACH, FL 33140-2856
Document Number0000655327
Instrument DateNov 3, 2020
Transaction TypeMortgage
Record UpdatedDec 8, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2200 BISCAYNE BLVD MIAMI FL 331375283, MIAMI, FL 33137-5283

Mortgage

Document Number0000655327
DateNov 12, 2020
Book Page032194/000056
Instrument655327
Lender
NameSK FINANCIAL LLC SK FINANCIAL LLC
TypeBank
Address2200 BISCAYNE BLVD, MIAMI, FL 33137-5283
Agreement
AmountAmount Recorded

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateNov 6, 2020
Property Address4323 N BAY RD, MIAMI BEACH, FL 33140-2856
Document Number0000647333
Book / Page032188 / 001457
Instrument DateOct 31, 2020
Instrument647333
Transaction TypeTransfer
Record UpdatedDec 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$6,450.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4323 N BAY RD MIAMI BEACH FL 331402856, MIAMI BEACH, FL 33140-2856

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityMiami Beach City
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,660.00 (-0.77%) Homeowner's exemption$1,569,343 (-4.62%)$1,753,167 (+6.55%) Land $1,512,000 Building $241,167
2023$28,882.00 (+50.47%) Homeowner's exemption$1,645,400 (+38.7%) Land $1,404,216 Building $241,184$1,645,400 (+38.7%) Land $1,404,216 Building $241,184
2022$19,194.00$1,186,320 Land $945,127 Building $241,193$1,186,320 Land $945,127 Building $241,193

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies358 units insured
incl. 110 condo units
Nearby Flood Claims124 (1980–2025)
Most Recent ClaimJun 2025 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Irene, Oct 1999 · 15 claims
  • Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIAMI BEACH
serves 100,000 people · EPA ID FL4130901
Water SourcePurchased groundwater from MDWASA - MAIN SYSTEM
Last State InspectionDec 2022
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Xfinity.

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