4323 Francis St, Jackson, MI 49203 Property Records

Jackson County property record for 4323 Francis St, Jackson, MI 49203

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 893 sqft · built 1923
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$88,260 (Nov 2005)
Tax Bill$832 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN205-13-23-156-001-00

Property Details

APN / Parcel Number

Primary APN205-13-23-156-001-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area893 sqft Living Area
1st Floor Area761 sqft
Basement Area588 sqft
Unfinished Basement588 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialWood Siding
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions128 ft deep x 41 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4323 FRANCIS ST
CityJACKSON
StateMI
Zip49203-5720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU1
Legal DescriptionLOT 1 GOLFSIDE TERRACE
Legal SubdivisionGOLFSIDE TERRACE
Legal Lot Number1
Legal Unit1
JurisdictionJACKSON MI
Township / Civil DivisionSUMMIT
Census Block Group4
Census Block4006
Census Tract5100

Owner

4323 Francis St is owned and occupied by an individual who bought it in November 2005.

Source: Jackson County records, as of July 15, 2026

Owner of RecordIndividual Name on File
Mailing Address4323 FRANCIS ST, JACKSON, MI 49203-5720
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2005 · Amount on File
Deed SaleNov 10, 2005 · Amount on File
Prior SaleJul 29, 2004 · Amount on File
Deed Document Number20052418456
Deed Book / Page1830 / 945
Prior Transfer DateJul 28, 2004
Prior Transfer Doc0002361242
Record UpdatedOct 29, 2026

November 2022: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionJACKSON MI
Recording DateNov 23, 2022
Property Address4323 FRANCIS ST, JACKSON, MI 49203-5720
Document Number0002927649
Book / Page2221 / 1158
Map ReferenceLB 8 PG 11
Instrument DateNov 16, 2022
Instrument2927649
Transaction TypeTransfer
Record UpdatedDec 19, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$457.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5061 PAGE AVE, JACKSON, MI 49201-9101

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 HINCKLEY BLVD, JACKSON, MI 49203-5665

Mortgage

Document Number0022211159
DateNov 23, 2022
Instrument2221-1159
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4323 Francis St was $832 with a homeowner's exemption, down 53.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyJackson County
County SubdivisionSummit Township
Unified School DistrictVandercook Lake Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$42,600 (+3.15%)$85,200 (+3.15%)
2025$832.00 (-53.78%)$41,300$82,600
2024$1,800.00
2023$34,100$68,200
2020$1,475.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4323 Francis St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1982–2020)
Most Recent ClaimMay 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4323 Francis St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

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