4323 E Oakland St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4323 E Oakland St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,601 sqft · built 2006
Lot Size	0.1 acres (4,367 sqft)
Owner	Individual Name on Record
Last Sale	$277,000 (Dec 2019)
Tax Bill	$1,615 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-43-893`

Property Details

APN / Parcel Number

Primary APN	`304-43-893`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,601 sqft Living Area
1st Floor Area	655 sqft
2nd Floor Area	946 sqft

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,367 sqft (0.1 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4323 E OAKLAND ST
City	GILBERT
State	AZ
Zip	85295-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	WILLOWS MCR 743-25
Legal Range	06E
Legal Township	01S
Legal Section	25
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	WILLOWS
Legal Lot Number	570
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1023
Census Tract	815201

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2024	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 24, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 16, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 25, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Jan 25, 2019
Deed Document Number	20191013942
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 29232, PHOENIX, AZ 85038-9232

Mortgage

Document Number	0000030773
Date	Jan 22, 2024
Instrument	20240030773

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122

Mortgage

Document Number	0001325412
Date	Dec 15, 2021
Instrument	20211325412

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122

Mortgage

Document Number	0000575759
Date	May 24, 2021
Instrument	20210575759

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122

Mortgage

Document Number	0000210316
Date	Mar 27, 2019
Instrument	20190210316

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 16, 2019
Property Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122
Document Number	0001013942
Map Reference	MB 743 PG 25
Instrument Date	Dec 11, 2019
Instrument	20191013942
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1597 W QUICK DRAW WAY, 1597, QUEEN CREEK, AZ 85142-4424

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122

Mortgage

Document Number	0001013943
Date	Dec 16, 2019
Instrument	20191013943

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 25, 2019
Property Address	4323 E OAKLAND ST, GILBERT, AZ 85295-6122
Document Number	0000053262
Instrument Date	Dec 28, 2018
Instrument	53262
Transaction Type	Transfer
Record Updated	Jan 31, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4323 E OAKLAND ST GILBERT AZ 852956122, GILBERT, AZ 85295-6122

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,800 (-0.32%)	$378,000 (-0.32%) Land $75,600 Building $302,400
2025	$1,615.00 (-6.81%)
2024		$37,920	$379,200 Land $75,800 Building $303,400
2023	$1,733.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 961 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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