Niagara County and Wilson Town property record for 4323 E Lake Rd, Wilson, NY 14172
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,158 sqft · built 1951 |
| Lot Size | 0.534 acres (23,270 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,000 (May 2012) |
| Tax Bill | $7,253 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 294289 12.15-1-13.1 |
| Primary APN | 294289 12.15-1-13.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 2,158 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 23,270 sqft (0.534 acres) |
| Lot Dimensions | 179 ft deep x 130 ft wide |
| View / Lot | Waterfront |
| Porch | Porch |
| Porch Area | 48 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4323 E LAKE RD |
|---|---|
| City | WILSON |
| State | NY |
| Zip | 14172-9753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 13.001 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | WILSON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 24302 |
4323 E Lake Rd is owned and occupied by an individual who bought it in May 2012.
Source: Niagara County and Wilson Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4323 E LAKE RD, WILSON, NY 14172-9753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Line of Credit ONTARIO SHRS FEDERAL CREDIT UNION |
| Sep 27, 2017 | Deed of Trust, Mortgage · Line of Credit ONTARIO SHRS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2012 · Amount on File |
| Deed Sale | May 29, 2012 · Amount on File |
| Prior Sale | Apr 9, 2012 · Amount on File |
| Deed Document Number | 201210572 |
| Prior Transfer Date | May 31, 2000 |
| Prior Transfer Doc | 3025000254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Apr 30, 2026 |
| Property Address | 4323 E LAKE RD, WILSON, NY 14172-9753 |
| Document Number | 0000006231 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20266231 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4323 E LAKE RD, WILSON, NY 14172-9753 |
| Document Number | 0000006231, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20266231 |
| Name | ONTARIO SHRS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4323 E LAKE RD, WILSON, NY 14172-9753 |
| Document Number | 0000019696 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 4323 E LAKE RD WILSON NY 141729753, WILSON, NY 14172-9753 |
| Document Number | 0000019696 |
|---|---|
| Date | Oct 4, 2017 |
| Instrument | 19696 |
| Name | ONTARIO SHRS FCU |
|---|---|
| Type | Credit Union |
| Address | NEWFANE, NY 14108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 3, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Wilson Town |
| Unified School District | Wilson Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,253.00 (+3.11%) Homeowner's exemption | ||
| 2025 | $7,034.00 | $156,900 (-) Land $36,000 Building $120,900 | $348,700 (+19.99%) Land $80,008 Building $268,692 |
| 2023 | $156,900 Land $36,000 Building $120,900 | $290,600 Land $66,677 Building $223,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4323 E Lake Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2017 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4323 E Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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