43220 245th Ave, Laporte, MN 56461 Property Records

Hubbard County property record for 43220 245th Ave, Laporte, MN 56461

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,457 sqft · built 1998
Lot Size	36.6 acres (1,596,910 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,268 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2019 Refinance + 1 more
APN	`09.15.00710`

Property Details

APN / Parcel Number

Primary APN	`09.15.00710`
Alternative APN	`1339`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area
Flooring	Tile
Interior Walls	Wood

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	1,596,910 sqft (36.6 acres)
Garage Area	1,680 sqft
Driveway	Concrete Driveway
Driveway Area	560 sqft
Parking Spaces	6 Parking Spaces
Deck Area	120 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	1339
Street Address	43220 245TH AVE
City	LAPORTE
State	MN
Zip	56461-4934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-15 TWP-144 RANGE-033 36.66 AC 15-7 SW1/4 OF SW1/4 EX E 660 OF N220
Legal Range	33
Legal Township	144
Legal Section	15
Jurisdiction	HUBBARD MN
Township / Civil Division	GUTHRIE
Census Block Group	1
Census Block	1046
Census Tract	70100

Owner

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43220 245TH AVE, LAPORTE, MN 56461-4934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance 1ST NATIONAL BANK
Feb 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	43220 245TH AVE, LAPORTE, MN 56461-4934
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000392466
Date	Aug 24, 2017
Instrument	A000392466

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	43220 245TH AVE, LAPORTE, MN 56461-4934
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000403736
Date	Jul 12, 2019
Instrument	A000403736

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Aug 1, 2024

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	43220 245TH AVE, LAPORTE, MN 56461-4934
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000415050
Date	Feb 26, 2021
Instrument	A000415050

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Guthrie Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,268.00 (-0.96%) Homeowner's exemption
2025	$2,290.00 (-33.95%)	$353,000 (+23.69%) Land $130,100 Building $222,900	$353,000 (+23.69%) Land $130,100 Building $222,900
2022	$3,467.00	$285,400 Land $79,500 Building $205,900	$285,400 Land $79,500 Building $205,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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