4322 Vantage Cir, Sebring, FL 33872 Property Records

Highlands County property record for 4322 Vantage Cir, Sebring, FL 33872

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,430 sqft · built 1988
Lot Size	0.137 acres (5,987 sqft)
Owner	Individual Name on Record
Tax Bill	$1,001 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C2748110000007B0`

Property Details

APN / Parcel Number

Primary APN	`C2748110000007B0`
Alternative APN	`C-27-34-28-110-0000-07B0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,430 sqft Living Area
1st Floor Area	1,249 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,987 sqft (0.137 acres)
Garage Type	Finished
Garage Area	279 sqft
Driveway	Driveway
Driveway Area	592 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	166 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C2748110000007B0
Street Address	4322 VANTAGE CIR
City	SEBRING
State	FL
Zip	33872-3412
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2FUD
Legal Description	VANTAGE POINTE PB 15 PG 2 LOT 7B
Legal Range	28E
Legal Township	34S
Legal Section	27
Legal Subdivision	VANTAGE POINTE
Legal Lot Number	7B
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4000
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4322 VANTAGE CIR, SEBRING, FL 33872-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021
Deed Sale	Jun 9, 2021
Prior Sale	Mar 1, 2002 · Amount on Record
Deed Document Number	0002829823
Deed Book / Page	2524 / 1851
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	1811669
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4322 VANTAGE CIR, SEBRING, FL 33872-3412
Transaction Type	Mortgage
Record Updated	Nov 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4322 VANTAGE CIR, SEBRING, FL 33872-3412

Mortgage

Document Number	0002062486
Date	Nov 4, 2021
Book Page	2863/345
Instrument	2062486

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,344 (+5.99%)	$170,312 (+25.29%) Land $15,000 Building $155,312
2024	$1,001.00 (+0.1%)
2023	$1,000.00 (+3.09%) Homeowner's exemption	$88,071 (+3%)	$135,935 (-1.46%) Land $15,000 Building $120,935
2022	$970.00 Homeowner's exemption	$85,506	$137,950 Land $15,000 Building $122,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20